Use of cookies

This page describes our use of cookies on By using the site you are giving consent to our use of cookies and 3rd party use of cookies. Please use your browser settings to manage security levels and to set your preferences for receiving cookies.

What is a cookie?

The following description was taken from Wikipedia:

"A cookie, also known as an HTTP cookie, web cookie, or browser cookie, is a piece of data stored by a website within a browser, and then subsequently sent back to the same website by the browser. Cookies were designed to be a reliable mechanism for websites to remember things that a browser had done there in the past, which can include having clicked particular buttons, logging in, or having read pages on that site months or years ago.

Although cookies cannot carry viruses, and cannot install malware on the host computer, tracking cookies and especially third-party tracking cookies are commonly used as way to compile long-term records of individuals' browsing histories - a major privacy concern that prompted European and US law makers to take action.

Other kinds of cookies perform essential functions in the modern Web. Perhaps most importantly, authentication cookies are the most common method used by web servers to know whether the user is logged in or not, and which account they are logged in under. Without such a mechanism, the site would not know whether to send a page full of sensitive information, or a message saying "sorry, you need to log in". The security of an authentication cookie generally depends on the security of the issuing website and the user's web browser. If not implemented correctly, a cookie's data can be intercepted by a hacker to gain unapproved access to the user's data and possibly to the originating website."

Managing cookies:

You can easily delete cookies from your computer and can also use your web browser to adjust your privacy settings – in other words which type of cookies you accept from the websites you browse, and how you allow those websites to read the cookies.

More information about managing cookies can be found here:

Our use of cookies:

We mainly use cookies to better manage your interaction with the website and improve usability. We also use cookies to track how our users use the website which helps us to improve the service we offer.

Cookies for improving user experience

These are the cookies we use to manage your experience on the site:

Cookie name Expires Use
session_api_session 30 days Reference code set by Moneywise to facilitate spam reporting.
SESS 23 days Reference code set by Moneywise to support user preferences.
PERSISTENT_LOGIN 30 days Reference code set by Moneywise if you checked the "Remember me" login option.
has_js Date not set Internal flag set by Moneywise if visitor's browser runs JavaScript.
BC_BANDWIDTH Date not set Determines bandwidth to select the appropriate level of video quality

Cookies for measuring use of our site

We use Google analytics to analyse how our users use Google analytics generate statistical information about website use by storing cookies on users' computers and tracking that user's journey through the website. The information generated helps us understand how people use the site which is very important as we strive to make it better. Google might store this information, although some of the cookies they use are deleted when you close your browser. You can find out more about the way Google cookies by visiting their privacy policies at

Third party cookies

Cookies from plug-ins we subscribe to

We use a plug-in from to allow you to easily share our content with friends on social sites and through e-mail. They plant cookies in order to keep track of how much you shared since they have a reward scheme which you can benefit from.

We use a plug-in from Facebook to allow you to share your comments on your Facebook wall.

Cookies from our other sites

Moneywise Publishing Ltd and its group may on occasion use cookies to enable us to target advertising or promotions for our own products to you that your engagement with our site suggests would be relevant to you.

Cookies from advertisers

We run paid for advertising campaigns which allow us to provide you this service for free. From time to time the advertisers might use cookies to track various things like how many times you have seen an ad, whether you have clicked on an ad before, etc. This differs from campaign to campaign and cannot be specified on a page like this.

See for more information and how you can manage your preferences and opt out of receiving third party cookies.

We do not subscribe to any behavioural advertising solutions.

Third party websites

Partner websites

We partner with other companies to provide you with services that have the Moneywise look and feel but are powered by the partner. The partner sites are responsible for their own cookie policy and this will be reflected on their website.

Other websites

From time to time we link to other third party websites from articles and newsletters. We may have commercial relationships with these websites. We are not responsible for their use of cookies so please be sure to check the equivalent of this page on their website for more information on how they use cookies.