personal loans

A quarter use personal loans to fund home improvements

Almost a quarter of Moneywise readers have taken out a personal loan to pay for improvements to their home.

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Beware: shopping around for a loan could hit your credit score

Consumers could be losing out financially by shopping around for a personal loan product, thanks to “underhand” credit searches conducted by lenders.

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Short-term loans that won't break the bank

In the past decade, much has changed about the way we borrow money. Traditional lenders have become more picky about who they will lend to, and low interest rates have made borrowing much cheaper.

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Payday lender forced to repay £15.4 million to customers

A payday lender has been ordered to pay £15.4 million redress to more than 147,000 customers by the UK’s financial regulator.

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Personal loan rates at lowest-ever levels

Personal loan rates for sums of £5,000 and £7,500 have fallen to their lowest ever.

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Understanding loans

Our guide looks at the different types of personal loans, explains the small print and shows how sometimes borrowing more can cost you less. 

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Personal loans of the week

There are many reasons to take out a personal loan. You could be looking to do up the house, get a new car or consolidate existing debts. Find the best value deal in our guide to the personal loan market. Updated weekly.

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Christmas credit guide: How to manage your festive finances

Worried about how you'll pay for all the festivities? We look at the best and worst ways to avoid an financial hangover.

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Could you cut your loan repayments by switching?

Some 65% of Brits don't realise they can switch a personal loan to another provider before the end of the loan term, research has revealed.

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Personal loan rates halve since January

The interest charged on personal loan rates have plummeted to their lowest in 16 months, according to a comparison website.

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