mortgages

Should you remortgage before Brexit?

Brexit is just around the corner and while it is impossible to predict exactly what will happen, the impact on interest rates is a concern for mortgage holders.

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Is an interest-only mortgage suitable at my age?

There are a number of issues to consider in determining whether this mortgage term and structure will be right for you. These include how long you expect to keep the property and to carry on working.

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Help! I want to retire but I haven’t paid off my mortgage

We all want to pay off our mortgages as soon as we can and certainly before we retire and stop earning. However, for growing numbers of borrowers that won’t be a reality.

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Older mortgage borrowers find pressure easing as lenders relax age rules

Borrowers who still need a mortgage in retirement have more options as lenders increase the maximum age on loans.

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Can we pay the interest on our equity release loan?

Most equity release providers offer a provision to make partial repayments for this very purpose.

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“We cleared our mortgage early AND SAVED thousands of pounds” - Here’s how you can too

Fancy being mortgage-free sooner rather later? Two homeowners who managed to pay off their mortgage early explain how they did it.

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Rise of the landlord-in-law: 2.5 million young people return home - with a partner in tow

Almost 2.5 million children have returned to live in their parents’ home with their partner in tow, new research reveals.

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MPs blast banks for restrictions on buy-to-let mortgage lending which discriminates against tenants on benefits

MPs have criticised banks for restrictions on mortgage lending to landlords which discriminate against tenants claiming benefits.

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Blackpool is the UK’s hottest property market as North-South house price divide narrows

Despite the current downturn in the UK housing market, property sales are soaring in the northern towns of Blackpool, Lancaster and Durham.

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What can I do to stop my wife being homeless when I die?

The first point is that even if you do nothing about your current mortgage, your wife would not be homeless.

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