mortgages

Students’ credit ratings exposed to housemates’ poor financial choices

Wednesday, 20 September 2017 | News

Students heading to university this month are being warned not to set up joint financial products with their housemates as this could negatively affect their access to credit in the future.

Accord Mortgages unveils record low 0.99% mortgage

Tuesday, 19 September 2017 | News

Accord Mortgages has launched a 0.99% two-year fixed rate mortgage at 80% loan to value (LTV).

Mortgage prisoners face losing up to £6,500 a year

Tuesday, 12 September 2017 | News

Mortgage prisoners who are unable to remortgage to a cheaper deal are paying up to £6,500 a year more than is necessary.

Regulator looks to ease pressure on older interest-only borrowers

Friday, 08 September 2017 | News

Older borrowers could soon find it easier to access interest-only mortgages under plans announced by the regulator.

Clock starts ticking ahead of two-year PPI claims deadline

Thursday, 07 September 2017 | News

Consumers who were mis-sold Payment Protection Insurance (PPI) now have two years to submit a claim against their provider.

Buying a house: What I’ve learnt

Tuesday, 29 August 2017 | Article

Planning to buy your first home? Moneywise’s Helen Knapman shares her experience as a first-time buyer and offers five valuable tips.

PPI most complained about financial product but fewer complaints upheld

Tuesday, 15 August 2017 | News

Payment protection insurance (PPI) remains the most complained about financial product, according to the Financial Ombudsman Service’s latest data.

Mortgage borrowers punished for loyalty

Thursday, 27 July 2017 | News

Stay loyal to your mortgage lender and you could be penalised by as much as £1,000 a year, according to new research by Citizens Advice.

Crackdown on developers ‘exploiting’ leaseholds on new houses in England

Tuesday, 25 July 2017 | News

The government has set out plans to ban developers from selling new-build houses as leasehold in future developments, as well as limiting the amount existing homeowners have to pay in ground rent.

Shortage of properties for sale helps to keep prices rising

Tuesday, 25 July 2017 | News

House prices have remained fairly static over the past month, with the main house price indices either reporting modest rises or, in the case of Halifax, a drop of 1% since last month.