credit reports

Students’ credit ratings exposed to housemates’ poor financial choices

Students heading to university this month are being warned not to set up joint financial products with their housemates as this could negatively affect their access to credit in the future.

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400,000 UK consumers to be contacted over Equifax data breach

Credit reference and data agency Equifax has confirmed it will contact up to 400,000 UK consumers over its recent US data breach.

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Are credit scores overrated?

Checking your credit score is increasingly popular, with some consumers paying a £15 monthly fee to do so. Is this necessary, or are there cheaper ways to keep your finances in order? 

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Over half of Moneywise users have never checked their credit score

Over half (55%) of Moneywise.co.uk users have never checked their credit score, according to our recent poll.

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Free credit reports for Barclaycard and Tesco Bank customers

Barclaycard customers will be able to access their Experian credit score online from tomorrow, which usually costs £2 for a one off report, or £14.99 a month for ongoing access, though the subscription service includes other...

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A third of us find mistakes on our credit report

More than a third of British consumers who checked their credit report in the last two years have discovered mistakes, new research has found.

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Can my neighbour harm my credit rating?

If the same senders continue to send information despite your efforts to stop this happening, your next step should be to make a written complaint to each of these organisations.

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Rent set to be included in credit reports

Experian, one of the UK's leading credit reference agencies, has announced the launch of its Rental Exchange service. It will allow tenants' payment history to be included in credit reports.

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