credit rating

Your ex-partner could damage your credit rating, Brits warned

Tuesday, 14 February 2017 | News

Millions of people remain financially linked to their former partners, even after they have closed down any joint accounts.

How the credit ratings agencies know your worth

Friday, 04 December 2015 | Article

We all know how important it is to check your credit rating, and that having a decent score will improve your chances of being able to borrow at the best rates.

How to manage your credit rating

Tuesday, 29 September 2015 | Article

Scenarios like these could be caused by a damaged credit rating. Perhaps you missed a bill, or several, in the past. Or, more seriously, you’ve fallen victim to identity theft.

A million young people in "vicious circle" of credit rejections

Friday, 20 February 2015 | News

More than a million young people have been refused credit more than five times and are turning to payday lenders as a result, new research has found.

Missed mobile bills hamper future credit

Monday, 09 June 2014 | News

Paying your mobile bill late or not at all puts your chances of obtaining credit, including mortgages, at risk.

A poor credit score ups bills by £1,300

Tuesday, 13 May 2014 | News

Households with poor credit scores pay £1,300 a year more for utility bills and loans than families with higher scores, according to new research.

Low credit ratings costs families £3.5bn

Friday, 21 February 2014 | News

The average family with a low credit rating spends an extra £1,170 a year – or £3.5 billion in total – across utility bills, mobile phone and broadband contracts, credit cards, white goods and cars purchased on finance.

HTB makes first timers' credit scores more important

Thursday, 21 November 2013 | News

The number of mortgage applications is up 9% on last year but many are still being rejected, according to Experian.

Can my neighbour harm my credit rating?

Thursday, 04 July 2013 | Question and Answer

If the same senders continue to send information despite your efforts to stop this happening, your next step should be to make a written complaint to each of these organisations.

Can someone else's debt affect my credit rating?

Thursday, 16 August 2012 | Question and Answer

Credit ratings are attached to people rather than addresses so the only way your credit rating might be affected by your brother’s debts is if you have a financial connection with him, such as a joint bank account, or you...