credit rating

Students’ credit ratings exposed to housemates’ poor financial choices

Wednesday, 20 September 2017 | News

Students heading to university this month are being warned not to set up joint financial products with their housemates as this could negatively affect their access to credit in the future.

MBNA axes cashback and rewards credit cards: Where to get the best deals

Wednesday, 30 August 2017 | News

More than 75,000 MBNA credit card customers face losing their rewards points and cashback perks after the provider announced plans to close two card accounts.

Are credit scores overrated?

Tuesday, 18 July 2017 | Article

Checking your credit score is increasingly popular, with some consumers paying a £15 monthly fee to do so. Is this necessary, or are there cheaper ways to keep your finances in order? 

Over half of Moneywise users have never checked their credit score

Wednesday, 12 July 2017 | News

Over half (55%) of users have never checked their credit score, according to our recent poll.

Your ex-partner could damage your credit rating, Brits warned

Tuesday, 14 February 2017 | News

Millions of people remain financially linked to their former partners, even after they have closed down any joint accounts.

How the credit ratings agencies know your worth

Friday, 04 December 2015 | Article

We all know how important it is to check your credit rating, and that having a decent score will improve your chances of being able to borrow at the best rates.

How to manage your credit rating

Thursday, 01 October 2015 | Article

Scenarios like these could be caused by a damaged credit rating. Perhaps you missed a bill, or several, in the past. Or, more seriously, you’ve fallen victim to identity theft.

A million young people in "vicious circle" of credit rejections

Friday, 20 February 2015 | News

More than a million young people have been refused credit more than five times and are turning to payday lenders as a result, new research has found.

Missed mobile bills hamper future credit

Monday, 09 June 2014 | News

Paying your mobile bill late or not at all puts your chances of obtaining credit, including mortgages, at risk.

A poor credit score ups bills by £1,300

Tuesday, 13 May 2014 | News

Households with poor credit scores pay £1,300 a year more for utility bills and loans than families with higher scores, according to new research.