credit rating

New credit card comparison service will give consumers 'real APR'

Credit check agency Experian is launching a new comparison service feature that will give consumers the real rate they are charged when applying for a credit card.

Read more »

Why it's important to have a credit history

You’ve probably heard about credit scores, credit ratings and credit checks on the TV and online, but do you feel confident about what they are, and why they’re important?

Read more »

Should you take advantage of cheap loan rates while they last?

Many mortgage borrowers will have been disheartened to see banks and building societies start to increase their interest rates soon after the Bank of England raised the base rate.

Read more »

Students’ credit ratings exposed to housemates’ poor financial choices

Students heading to university this month are being warned not to set up joint financial products with their housemates as this could negatively affect their access to credit in the future.

Read more »

MBNA axes cashback and rewards credit cards: Where to get the best deals

More than 75,000 MBNA credit card customers face losing their rewards points and cashback perks after the provider announced plans to close two card accounts.

Read more »

Are credit scores overrated?

Checking your credit score is increasingly popular, with some consumers paying a £15 monthly fee to do so. Is this necessary, or are there cheaper ways to keep your finances in order? 

Read more »

Over half of Moneywise users have never checked their credit score

Over half (55%) of Moneywise.co.uk users have never checked their credit score, according to our recent poll.

Read more »

Your ex-partner could damage your credit rating, Brits warned

Millions of people remain financially linked to their former partners, even after they have closed down any joint accounts.

Read more »

How the credit ratings agencies know your worth

We all know how important it is to check your credit rating, and that having a decent score will improve your chances of being able to borrow at the best rates.

Read more »

How to manage your credit rating

Having a poor credit rating can cause serious problems, leaving you unable to rent a property, secure a mortgage or take out a loan.

Read more »