Get paid to shop

Published by Rebecca Rutt on 23 March 2011.
Last updated on 23 May 2013

Two men log on to currys.co.uk and both buy the same LG smart HD TV. But while one pays £1,099, the other pays £879.20. So how did the second man pay £219.80 less? Because he bought his TV from Currys - but through a cashback website.

Cashback sites make money by striking deals with their partner retailers to bring them more online customers, thereby keeping everyone happy. However, not everyone is convinced of the virtues of cashback websites: "hassle", "complicated" and "fiddly" are common complaints.

But if we stopped and thought about the savings, maybe we would reconsider using them.

The process is simple: instead of going direct to your chosen website, first register with a cashback website. Search by category or retailer for what you want to buy and you will be redirected to the retailer's site.

You can then buy the product or service to earn cashback. This is paid direct into your cashback account, which you can then transfer into your bank account. Sign in to your cashback account to check your balance whenever you like.

Here are details on the top five cashback websites in the UK.

1. QUIDCO.COM

Retail partners: 3,000
Joining fee: Free but keeps first £5 cashback you earn each year
Top deals: National Trust annual membership 30%, More Th>n buildings insurance £60 cashback, easyJet £15 cashback, play.com 6%

Lowdown: You can also get cashback in-store by registering your credit and debit cards with participating retailers. The Quidco mobile app offers cashback just for entering a store - you don't even have to buy anything - although you have to be comfortable with the big brother-style technology. Shopping vouchers are also available to download or print.

2. TOPCASHBACK.CO.UK

Retail partners: 3,000
Joining fee: Free
Top deals: Sky bundle £146.45 cashback, Tesco 10.1% (up to £30.30 spend), Dell 10.1%, Ticketmaster 5.05%

Lowdown: Customers get 101% cashback as TopCashback adds an extra 1% to all cashback deals (this is already added to displayed cashback offers). It also promises to match cashback offers from other websites. Shopping vouchers are available to download or print.

3. RPOINTS.COM

Retail partners: 2,500
Joining fee: Free
Top deals: AA travel insurance 9%, Coast 4%, Expedia travel 6%, T-mobile up to £50 cashback

Lowdown: In-store cashback is available with participating retailers if you register your credit and debit cards. Extra points will be added when members enter competitions, fill in surveys or take out trial offers - for example, Blockbuster DVD rental for a month.

4. FATCHEESE.CO.UK

Retailers: 2,000
Joining fee: Free
Top deals: KGB 10%, Groupon 8%, Expedia 6%, The Book Depository 5%

Lowdown: For every friend who signs up, you can receive £5. Vouchers are available to print or download.

5. CASHBACKTOYOU.CO.UK

Retail partners: 1,200
Joining fee: £5
Top deals: boots.co.uk 5%, BT Total Broadband up to £17.50, Free £75 Argos giftcard with any purchase of Dyson DC24 or DC25, lastminute.com 4%

Lowdown: Participating customers are able to earn cashback without spending anything, enter competitions, take part in surveys or get a credit report to boost their cashback total.

Leave a comment