Saving & banking

first direct 1st Account

  • £100 signup fee - and £100 if you choose to leave after six months*
  • First £250 overdraft is interest and fee free
  • Multi award winning customer service.


Your top 10 ISA questions answered

Tuesday, 08 May 2012 | Article

Individual savings accounts, or ISAs, were introduced in 1999 to encourage saving and investment.

Is it better to invest your ISA allowance early?

Wednesday, 23 February 2011 | Article

The debate over when it's best to invest your ISA allowance has run as long as the one over who is the best James Bond.

Nearly one in two Brits struggle to cope financially

Wednesday, 02 March 2011 | News

Nearly half (44%) of the British population struggle to cope financially, and the same number of people expect their finances to worsen over the next six months.

The 25 inflation-beating savings accounts

Thursday, 14 April 2011 | Article

Rising inflation rates means there are now only 25 savings accounts beating the increased levels of inflation with only one non fixed-rate ISA, down from 118 seven months ago.

Find the cash ISA for you

Wednesday, 16 February 2011 | Article

ISA season is here and the time is ripe for shopping around for the best cash individual savings account for your needs.

Premium bonds: what you need to know

Wednesday, 17 September 2014 | Article

How do they work?


Seven top shares to consider for your ISA

Wednesday, 09 February 2011 | Article

This article is for information and discussion purposes only and does not form a recommendation to invest or otherwise. The value of an investment may fall.

Boost your ISA income with stocks and shares

Wednesday, 09 February 2011 | Article

It is surprising how many people are still missing out on the wonders of ISAs.

Equity ISAs trounce cash in 2010

Thursday, 03 March 2011 | Article

Despite interest rates remaining at record lows and equity markets performing well, cautious savers are still plumping for cash ISAs, according to research from Virgin Money.