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The Financial Services Compensation Scheme: a beginner's guide

Monday, 30 January 2017 | Article

Although they may seem monolithic and indestructible, history has taught us that even the largest financial institutions are vulnerable to collapse.

I have a sneaky suspicion that savers could be in for a better year in 2017

Thursday, 29 December 2016 | Article

I might be wrong – it’s part and parcel of being an opinionated personal finance journalist. But my crystal ball is telling me that the worm is about to turn in savers’ favour.

Are online banks safe?

Friday, 09 December 2016 | Article

Following the recent Tesco Bank online banking scandal that is being investigated by the police, we look at how you can keep your money safe. Plus tips on how to manage multiple passwords.

How to transfer your cash Isa savings to an investment Isa

Wednesday, 30 November 2016 | Article

Is your cash Isa earning next to nothing in interest? Then consider transferring it to an investment Isa. We outline your options and explain how to transfer.

This is what's really wrong with the Lifetime Isa

Tuesday, 15 November 2016 | Article

A recent impact assessment published by the Treasury on the Lifetime Isa (Lisa) estimated that over 200,000 people will be saving into a Lisa in 2017/18, subscribing on average £3,500 per year.

Getting started in peer-to-peer lending

Monday, 07 November 2016 | Article

Peer-to-peer (P2P) lending has continued to find favour amongst income-hungry investors who are fed up with the low interest rates on offer from deposit accounts.

Maximising the benefits of peer-to-peer lending

Monday, 31 October 2016 | Article

Peer-to-peer (P2P) platforms allow investors to lend money directly to individuals and businesses. In return, they receive an attractive yield - provided the borrower does not default.

Not many reasons to be cheerful for savers

Thursday, 27 October 2016 | Article

Despite what some high-profile politicians predicted before the EU referendum vote, the UK economy is rocking along very nicely post 23 June.

Understanding the risks of peer-to-peer lending

Tuesday, 22 August 2017 | Article

Rates on offer from deposit accounts continue to disappoint, pushing investors beyond the mainstream in search of a healthy yield.

Five reasons to consider peer-to-peer lending

Monday, 31 October 2016 | Article

The UK’s peer-to-peer (P2P) lending market has grown exponentially since first mover Zopa launched in 2005. P2P allows investors to lend directly to individuals and businesses.