Saving & banking

first direct 1st Account

  • £100 signup fee - and £100 if you choose to leave after six months*
  • First £250 overdraft is interest and fee free
  • Multi award winning customer service


Plastic £5 note launches: what you need to know

Tuesday, 13 September 2016 | News

A new £5 note featuring former Prime Minister Sir Winston Churchill launches today, becoming the first Bank of England note to be printed on polymer – a thin flexible plastic.

Lifetime Isa given green light, but doubts remain over launch date

Thursday, 08 September 2016 | News

The government has confirmed the Lifetime Isa will go ahead as planned and has so far resisted calls to expand the list of lifetime events that qualify for the generous bonus.

Looking to switch current account? Get £200 with HSBC

Wednesday, 07 September 2016 | News

HSBC has revived its £200 sign-up offer for people who switch to its Advance or Premier current...

Savings update: shop around to find the rates above 1%

Tuesday, 06 September 2016 | News

The best buys have been fairly stable over the last week - providers seem to be focused on cutting the rates for existing customers. Some will be falling to as low as 0.01%. But savers don't have to put up with this.

Moneywise users expect base rate to remain at 0.25% for foreseeable future

Wednesday, 24 August 2016 | News

Four in 10 (40%) users expect the base rate still to be at 0.25% this time next year, according to our latest poll result.

Savings update: top easy-access deal slips below 1%

Tuesday, 23 August 2016 | News

Banks and building societies have been busy cutting rates since the Bank of England cut base rate to 0.25% earlier this month. Even the top easy-access account now pays less than 1% after tax.

Ride out the post-Brexit roller coaster

Friday, 19 August 2016 | Article

What interesting times we live in now that the nation has voted to do a Brexit.We have witnessed political musical chairs played out in the corridors of Westminster – and Labour has yet to stop moving its furniture.

Top of the chops: Which banks are making bigger rate cuts than the Bank of England?

Friday, 19 August 2016 | News

Eleven banks and building societies have slashed rates on one-year savings accounts by more than the Bank of England’s recent base rate cut, according to analysis by Moneywise.

Seven in 10 Moneywise users would use P2P lending to boost savings

Thursday, 18 August 2016 | News

Seven in 10 (71%) users would consider using peer-to-peer (P2P) lending in a bid to earn higher returns on savings, our latest poll results reveal.

Deal of the week: Fed up with overdraft fees? This could be the account for you

Wednesday, 17 August 2016 | News

Every week Moneywise’s product researcher Tom Wilson picks out his favourite deal. This week – Virgin Money’s genuinely fee-free current account.