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Less chance to win big on Premium Bonds

Monday, 13 March 2017 | Article

Still tempted by a top jackpot of £1 million? You may be wondering what to do about your Premium Bond holdings now NS&I has announced that it will slash the number of high-value prizes in each month’s draw again.

I'd use peer-to-peer lending to beat the banks

Friday, 24 February 2017 | Article

Hunting down attractive income in today’s low interest rate environment is akin to looking for a needle in a haystack.

True money stories from smart people: The naked truth

Friday, 24 February 2017 | Article

Have you noticed how much British people like to get their kit off nowadays? So much for ‘reserved’ Brits

Are cash Isas still better than savings accounts in 2017?

Tuesday, 07 February 2017 | Article

High interest current accounts may have tempted people away from cash Isas, but there are still advantages for those investing this way.

2016: Dramatic for politics but (mostly) kind to our finances

Thursday, 26 January 2017 | Article

2016. What a year! In more than three decades of reporting on money issues, there have been few years to match the one that is just ending. It’s been both exciting and frightening at the same time.

The Financial Services Compensation Scheme: a beginner's guide

Tuesday, 17 January 2017 | Article

Although they may seem monolithic and indestructible, history has taught us that even the largest financial institutions are vulnerable to collapse.

I have a sneaky suspicion that savers could be in for a better year in 2017

Thursday, 29 December 2016 | Article

I might be wrong – it’s part and parcel of being an opinionated personal finance journalist. But my crystal ball is telling me that the worm is about to turn in savers’ favour.

Are online banks safe?

Friday, 09 December 2016 | Article

Following the recent Tesco Bank online banking scandal that is being investigated by the police, we look at how you can keep your money safe. Plus tips on how to manage multiple passwords.

How to transfer your cash Isa savings to an investment Isa

Wednesday, 30 November 2016 | Article

Is your cash Isa earning next to nothing in interest? Then consider transferring it to an investment Isa. We outline your options and explain how to transfer.

This is what's really wrong with the Lifetime Isa

Tuesday, 15 November 2016 | Article

A recent impact assessment published by the Treasury on the Lifetime Isa (Lisa) estimated that over 200,000 people will be saving into a Lisa in 2017/18, subscribing on average £3,500 per year.