Saving & banking

first direct 1st Account

  • £100 signup fee - and £100 if you choose to leave after six months*
  • First £250 overdraft is interest and fee free
  • Multi award winning customer service.


Savings update: The best rates in February 2018

Tuesday, 06 February 2018 | News

Rates on taxable easy-access are edging up.

Savers urged to cash in on Help to Buy Isa transfer loophole

Thursday, 01 February 2018 | News

Help to Buy Isa customers who wish to transfer their cash into a Lifetime Isa (Lisa) have one month left to ensure their transfer goes ahead in this tax year and they maximise their government bonus.

Number of free-to-use cash machines could ‘significantly fall’

Wednesday, 31 January 2018 | News

Plans to cut the fees ATM hosts earn could lead to a “significant reduction” in free-to-use cash machines, one expert has warned.  

Savings update: Easy access rates continue to rise

Tuesday, 30 January 2018 | News

Cash Isa rates continue to edge up.

Was switching my bank account worth it?

Tuesday, 30 January 2018 | Blog | By Edmund Greaves

For the first time in my adult life, I switched my current account provider, and it was an interesting experience.

‘I wouldn’t use open banking’, say three in four Moneywise users

Tuesday, 30 January 2018 | News

Nearly three in four (73%) users would not use open banking, according to the results of our recent poll of over 900 people.

Virgin Money unveils table-topping easy access Isa

Monday, 29 January 2018 | News

Virgin Money has launched a market-leading easy access Cash Isa, paying 1.21% to savers.

Mastercard to introduce fingerprint and facial recognition payment technology

Monday, 29 January 2018 | News

Shoppers may find their experience of making payments quicker and more secure in future under plans to roll out so-called biometric technology.

If I transferred my Cash Isa, can I still invest in a new one in this tax year?

Thursday, 25 January 2018 | Question and Answer

The key is how you moved the money from your 2016/17 Isa to your 2017/18 Isa.

Savings update: Cash Isa rates creep up

Wednesday, 24 January 2018 | News

Cash Isa rates are starting to creep up.