Saving & banking

Is it time to ditch your cash ISA?

Tuesday, 23 August 2011 | Article

While your cash individual savings account makes up half of your annual ISA allowance, if you want to take full advantage of the tax breaks you should consider a stocks and shares ISA.
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Do we really need more banks?

Tuesday, 23 August 2011 | Article

The high street has undergone some visible changes since the credit crunch hit at the back end of 2007. Well-known retailers such as Woolworths and Borders have fallen victim to the subsequent...

Children's Savings Awards 2010

Thursday, 20 January 2011 | Article

Making the decision to save for your children's future is hard.

Savers and investors must gear up for war

Wednesday, 06 January 2010 | Article

Savers and investors must periodically cope with economic adversity.

Moneywise Customer Service Awards: shortlists

Thursday, 25 August 2011 | Article

Over 12,000 of you voted, making it the biggest customer service survey about financial providers in Britain.

End is nigh for unfair overdraft charges

Tuesday, 23 August 2011 | Article

Although I very much support account holders who have been charged for going over their unauthorised overdraft, I was quite concerned about how the banks could afford to pay out the refunds if they had lost this case.

The future of banking is here

Thursday, 25 August 2011 | Article

Technology has touched pretty much every aspect of modern life, not least the world of banking. The digital age has transformed how our money is managed, to a degree unimaginable as recently as 15 years ago.

Should I redirect pension savings into an ISA?

Tuesday, 23 August 2011 | Article

"I am looking to retire in 12 years’ time and I’m keen not to be a higher-rate taxpayer in retirement. What is the higher-rate tax threshold likely to be then?

Are British banks letting their customers down?

Friday, 13 November 2009 | Article

The Financial Ombudsman Service recently published a range of complaints data, revealing how many complaints financial firms had each received and how they had dealt with them.

Top ISA tips from the experts

Tuesday, 23 August 2011 | Article

If you are over 50 then from tomorrow (6 October) you will be able to save an additional £3,000 in an ISA.