5 Year Fixed Rate Cash NISA/ISA - United Bank UK

5 Year Fixed Rate Cash NISA/ISA

United Bank UK
1.4 % AER
Headline Interest Rate
Compensation Scheme
£ 2,000 min initial deposit
£ 1,000,000 max balance
  • Open By:

About the account

Headline Interest Rate: 1.4 % AER
Headline Interest Balance: £ 2,000
Protection Scheme: This account is covered by the Financial Services Compensation Scheme.
Transfers In: Transfers are accepted from other Cash ISA providers. The application must be submitted immediately after account opening.
Minimum Initial Deposit: £ 2,000
Date account was introduced: 18 Mar 2019

This account may be appropriate for you if

  • You haven't already opened a Cash ISA this year
  • Your are happy to give na days notice before accessing your money
  • You are over 18 years of age

Rate details

Gross Rate
Excluding Bonus
Gross Rate
Including Bonus

Account access

Open account byManage account by
Interest Payment Option
Interest Added to Account
Interest Paid to Other A/c
Interest Paid to Bank A/c
Interest Paid by Cheque
Interest Payment Frequency: annually, maturity, monthly, quarterly
Minimum Balance: £ 2,000
Maximum Balance: £ 1,000,000
Statement Frequency: annually
Additional Deposits: Not allowed
Standing Orders: Not allowed
Account Certificate: Account Certificate available.


Withdrawal Conditions: Withdrawal Conditions Withdrawals and closure are not permitted during term. Transfers out permitted subject to 365 days loss of interest penalty.
Notice and Penalty Charge: There are no withdrawal conditions.
Free Withdrawal Conditions: No free withdrawals are permitted.
Transferred on Maturity: Upon maturity the balance will automatically be rolled over for another term into an account that is similar to the one that has just matured.


Additional Subscriptions Permitted: This account does not let you transfer ISA savings from a deceased spouse

Moneywise Best Buys

Savings Accounts

First Direct Regular Saver - first direct5%
HSBC Regular Saver - HSBC5%
M&S Bank Monthly Saver - M&S Bank5%
Santander 123 Regular eSaver - Santander3%