RCI Bank 3 Year Fixed Term Savings Account - RCI Bank

RCI Bank 3 Year Fixed Term Savings Account

RCI Bank
2.36 % AER
Headline Interest Rate
For 36 months
Compensation Scheme
£ 1,000 min initial deposit
£ 1,000,000 max balance
  • Open By:
High interest rate
Online only

About the account

Account Type: Fixed Term
Headline Interest Rate: 2.36 % AER
Headline Interest Balance: £ 1,000
Protection Scheme: The French deposit guarantee scheme (the FGDR, or Fonds de Garantie Dépôts et de Résolution) pays compensation to depositors up to a maximum amount, currently set at €100,000. The FGDR's investor compensation scheme becomes effective when the ACPR (Autorité de contrôle prudentiel et de résolution - the french financial regulator) determines that the service provider is no longer able to return to its customers the securities and associated cash entrusted to it.
Minimum Initial Deposit: £ 1,000
Date account was introduced: 07 Dec 2018

This account may be appropriate for you if

  • Your are happy to give na days notice before accessing your money
  • You are over 18 years of age

Rate details

Gross Rate
Excluding Bonus
Gross Rate
Including Bonus

Account access

Open account byManage account by
Interest Payment Option
Interest Added to Account
Interest Paid to Other A/c
Interest Paid to Bank A/c
Interest Paid by Cheque
Interest Payment Frequency: annually, monthly
Minimum Balance: £ 1,000
Maximum Balance: £ 1,000,000
Statement Frequency: on-line
Additional Deposits: Not allowed
Standing Orders: Not allowed


Withdrawal Conditions: No withdrawals or closure permitted during term.
Notice and Penalty Charge: There are no withdrawal conditions.
Free Withdrawal Conditions: Withdrawals are not permitted during term.
Transferred on Maturity: RCI Bank will contact customer thirty days before the end of the term. If no instruction given they will convert the Fixed Term Account into their current easy access account.


Additional Subscriptions Permitted: This account does not let you transfer ISA savings from a deceased spouse

Moneywise Best Buys

Savings Accounts

Nationwide Flexclusive Regular Saver - Nationwide Building Society5%
First Direct Regular Saver - first direct5%
HSBC Regular Saver - HSBC5%
M&S Bank Monthly Saver - M&S Bank5%
Santander 123 Regular eSaver - Santander3%