4 Year - < 5 Year Fxd Rate ISA - Punjab National Bank (International) Ltd

4 Year - < 5 Year Fxd Rate ISA

Punjab National Bank (International) Ltd
0.8 % AER
Headline Interest Rate
Fixed
For 48 months
FSCS
Compensation Scheme
£ 1,000 min initial deposit
Unlimited max balance
  • Open By:

About the account

Account Type: Fixed Term
Headline Interest Rate: 0.8 % AER
Headline Interest Balance: £ 1,000
Protection Scheme: This account is covered by the Financial Services Compensation Scheme.
Transfers In: Transfers are accepted from other Cash ISA providers.
Minimum Initial Deposit: £ 1,000
Date account was introduced: 19 Jan 2017

This account may be appropriate for you if

  • You haven't already opened a Cash ISA this year
  • Your are happy not accessing your money for 48 months
  • You are happy not withdrawing funds before the end of the term
  • You are over 16 years of age

Rate details

Gross Rate
Excluding Bonus
Gross Rate
Including Bonus
AER
£1,0000.80%0.80%0.80%

Account access

Open account byManage account by
Bank
Post
Phone
Internet
Interest Payment Option
Interest Added to Account
Interest Paid to Other A/c
Interest Paid to Bank A/c
Interest Paid by Cheque
Interest Payment Frequency: annually, maturity
Minimum Balance: £ 1,000
Maximum Balance: Unlimited
Statement Frequency: not issued
Additional Deposits: Not allowed
Standing Orders: Not allowed
Account Certificate: Account Certificate available.

Withdrawals

Withdrawal Conditions: Partial withdrawals are not permitted. Closure is permitted subject to 30 days notice. If the account is closed within one year, then no interest will be paid. If the account is closed after one year, 30 days notice is required, and interest will be paid at 1% less than the applicable rate of interest for the period for which the deposit has actually run.
Notice and Penalty Charge: There are no withdrawal conditions.
Free Withdrawal Conditions: No free withdrawals are permitted.
Transferred on Maturity: The proceeds of Fixed Rate Cash ISA will be transferred to the Variable Rate Cash ISA

Conditions

Additional Account Required: Variable Rate Cash ISA required. Transactions will be routed through the Variable Rate Cash ISA
Additional Subscriptions Permitted: This account does not let you transfer ISA savings from a deceased spouse

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