3 Year Fixed Rate Savings Option Issue 33 - M&S Bank

3 Year Fixed Rate Savings Option Issue 33

M&S Bank
0.95 % AER
Headline Interest Rate
Compensation Scheme
£ 500 min initial deposit
Unlimited max balance
  • Open By:

About the account

Headline Interest Rate: 0.95 % AER
Headline Interest Balance: £ 500
Protection Scheme: This account is covered by the Financial Services Compensation Scheme.
Transfers In: Transfers are accepted from other Cash ISA providers
Minimum Initial Deposit: £ 500
Date account was introduced: 07 Mar 2019

This account may be appropriate for you if

  • You haven't already opened a Cash ISA this year
  • Your are happy to give na days notice before accessing your money
  • You are over 16 years of age

Rate details

Gross Rate
Excluding Bonus
Gross Rate
Including Bonus

Account access

Open account byManage account by
Interest Payment Option
Interest Added to Account
Interest Paid to Other A/c
Interest Paid to Bank A/c
Interest Paid by Cheque
Interest Payment Frequency: annually
Minimum Balance: £ 500
Maximum Balance: Unlimited
Statement Frequency: annually
Additional Deposits: Not allowed
Standing Orders: Not allowed
Account Certificate: Account Certificate available.


Withdrawal Conditions: Partial withdrawals are not permitted. Closure before maturity is permitted subject to charge of £100. This sum will be deducted from any final interest credited to the Fixed Rate ISA and if this not sufficient, from the initial deposit.
Notice and Penalty Charge: There are no withdrawal conditions.
Free Withdrawal Conditions: Not applicable.
Transferred on Maturity: Customer will be contacted, at least 14 days prior to the Maturity Date of this account, with the options available. If no instructions are received, prior to maturity, the account will automatically be transferred to any Fixed Rate ISA Bond available at that time, or the Variable Rate Savings Option of the ISA account.


Additional Subscriptions Permitted: This account does not let you transfer ISA savings from a deceased spouse

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