1 Year Fixed Rate Cash ISA - Charter Savings Bank

1 Year Fixed Rate Cash ISA

Charter Savings Bank
1.62 % AER
Headline Interest Rate
Compensation Scheme
£ 5,000 min initial deposit
£ 1,500,000 max balance
  • Open By:

About the account

Headline Interest Rate: 1.62 % AER
Headline Interest Balance: £ 5,000
Protection Scheme: This account is covered by the Financial Services Compensation Scheme.
Transfers In: Transfers in from other cash ISA providers are permitted. Additional deposits are only permitted for 30 days from account opening, providing the product is has not been closed to new deposits.
Minimum Initial Deposit: £ 5,000
Date account was introduced: 18 Apr 2019

This account may be appropriate for you if

  • You haven't already opened a Cash ISA this year
  • You are over 18 years of age

Rate details

Gross Rate
Excluding Bonus
Gross Rate
Including Bonus

Account access

Open account byManage account by
Interest Payment Option
Interest Added to Account
Interest Paid to Other A/c
Interest Paid to Bank A/c
Interest Paid by Cheque
Interest Payment Frequency: annually, monthly
Minimum Balance: £ 5,000
Maximum Balance: £ 1,500,000
Statement Frequency: on-line
Additional Deposits: Not allowed
Standing Orders: Not allowed


Withdrawal Conditions: Withdrawals and closure are permitted subject to 150 days interest on the amount withdrawn.
Minimum Withdrawal: £ 1
Notice and Penalty Charge: Withdrawals are subject to 150 days interest penalty.
Free Withdrawal Conditions: No free withdrawals permitted during the term of the account.
Transferred on Maturity: Customers will be contacted prior to maturity to ask what they would like to do with the funds. If customers do not contact the Bank 2 days before maturity date, then the account will become a variable rate ISA account, without any withdrawal restrictions.


Additional Subscriptions Permitted: This account does not let you transfer ISA savings from a deceased spouse

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