Atom Bank One Year Fixed Saver - Atom Bank

Atom Bank One Year Fixed Saver

Atom Bank
1.93 % AER
Headline Interest Rate
For 12 months
Compensation Scheme
£ 50 min initial deposit
£ 100,000 max balance
  • Open By:
High interest rate
Open in-app only

About the account

Account Type: Fixed Term
Headline Interest Rate: 1.93 % AER
Headline Interest Balance: £ 50
Protection Scheme: This account is covered by the Financial Services Compensation Scheme.
Minimum Initial Deposit: £ 50
Date account was introduced: 06 Jun 2019

This account may be appropriate for you if

  • Your are happy to give na days notice before accessing your money
  • You are over 18 years of age

Rate details

Gross Rate
Excluding Bonus
Gross Rate
Including Bonus

Account access

Open account byManage account by
Interest Payment Option
Interest Added to Account
Interest Paid to Other A/c
Interest Paid to Bank A/c
Interest Paid by Cheque
Interest Payment Frequency: annually
Minimum Balance: £ 50
Maximum Balance: £ 100,000
Statement Frequency: on-line
Additional Deposits: Not allowed
Standing Orders: Not allowed


Withdrawal Conditions: No withdrawals or closure permitted during the term of the account.
Notice and Penalty Charge: There are no withdrawal conditions.
Free Withdrawal Conditions: No withdrawals permitted during the term of the account.
Transferred on Maturity: Customers will be contacted prior to maturity with available options. If no options are received then on maturity funds will be transferred into a Instant Access holding account.


Additional Subscriptions Permitted: This account does not let you transfer ISA savings from a deceased spouse

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