Savings & Cash Isas

I have a sneaky suspicion that savers could be in for a better year in 2017

Thursday, 29 December 2016 | Article

I might be wrong – it’s part and parcel of being an opinionated personal finance journalist. But my crystal ball is telling me that the worm is about to turn in savers’ favour.

How to transfer your cash Isa savings to an investment Isa

Wednesday, 30 November 2016 | Article

Is your cash Isa earning next to nothing in interest? Then consider transferring it to an investment Isa. We outline your options and explain how to transfer.

This is what's really wrong with the Lifetime Isa

Tuesday, 15 November 2016 | Article

A recent impact assessment published by the Treasury on the Lifetime Isa (Lisa) estimated that over 200,000 people will be saving into a Lisa in 2017/18, subscribing on average £3,500 per year.

Not many reasons to be cheerful for savers

Thursday, 27 October 2016 | Article

Despite what some high-profile politicians predicted before the EU referendum vote, the UK economy is rocking along very nicely post 23 June.

Lifetime Isa vs Help to Buy Isa: which is best?

Wednesday, 21 September 2016 | Article

The government recently published more details on the next tax-friendly savings scheme, the Lifetime Isa (Lisa), due to launch in April 2017.

Market tracker: Where next for savings and loans?

Wednesday, 21 September 2016 | Article

Savers are still suffering, and it looks as though rates are going to get much worse before they start to improve.

Savings update: The five top paying easy-access savings accounts

Monday, 19 September 2016 | News

Rates for savers continue to fall on both easy-access and fixed rate accounts.

Bank of England holds interest rates at 0.25%

Thursday, 15 September 2016 | News

The Bank of England’s Monetary Policy Committee (MPC) has unanimously agreed to keep the base rate at 0.25%, its lowest-ever level.

Lifetime Isa given green light, but doubts remain over launch date

Thursday, 08 September 2016 | News

The government has confirmed the Lifetime Isa will go ahead as planned and has so far resisted calls to expand the list of lifetime events that qualify for the generous bonus.

Savings update: shop around to find the rates above 1%

Tuesday, 06 September 2016 | News

The best buys have been fairly stable over the last week - providers seem to be focused on cutting the rates for existing customers. Some will be falling to as low as 0.01%. But savers don't have to put up with this.