Peer to peer

A brief guide to peer-to-peer lending: our 4-part series

Welcome to our guide to peer to peer lending. Our four articles in the series explain what peer to peer lending is, how it works and what you should look out for.

Moneywise Best Buys

Zopa to launch Innovative Finance Isa while axing ‘safeguard’ fund

Thursday, 25 May 2017 | News

Peer-to-peer (P2P) provider Zopa is set to launch its first Innovative Finance Isa (IF Isa), it’s announced today, although the retirement of its “safeguard” fund could leave investors more exposed to bad loans.

Peer-to-peer lending rises as Moneywise users seek higher returns

Monday, 15 May 2017 | News

Nearly half (48%) of Moneywise.co.uk readers use peer-to-peer (P2P) lending in a bid to earn higher returns on savings, our latest poll results reveal.

I'd use peer-to-peer lending to beat the banks

Friday, 24 February 2017 | Article

Hunting down attractive income in today’s low interest rate environment is akin to looking for a needle in a haystack.

Getting started in peer-to-peer lending

Monday, 07 November 2016 | Article

Peer-to-peer (P2P) lending has continued to find favour amongst income-hungry investors who are fed up with the low interest rates on offer from deposit accounts.

Maximising the benefits of peer-to-peer lending

Monday, 31 October 2016 | Article

Peer-to-peer (P2P) platforms allow investors to lend money directly to individuals and businesses. In return, they receive an attractive yield - provided the borrower does not default.

Understanding the risks of peer-to-peer lending

Monday, 24 October 2016 | Article

Rates on offer from deposit accounts continue to disappoint, pushing investors beyond the mainstream in search of a healthy yield.

Five reasons to consider peer-to-peer lending

Monday, 17 October 2016 | Article

The UK’s peer-to-peer (P2P) lending market has grown exponentially since first mover Zopa launched in 2005. P2P allows investors to lend directly to individuals and businesses.

"We used peer-to-peer to boost our savings"

Monday, 26 September 2016 | Article

Seven investors tell Moneywise about their experience of the relatively new peer-to-peer (P2P) sector and how they view the risks involved.

Seven in 10 Moneywise users would use P2P lending to boost savings

Thursday, 18 August 2016 | News

Seven in 10 (71%) Moneywise.co.uk users would consider using peer-to-peer (P2P) lending in a bid to earn higher returns on savings, our latest poll results reveal.

Summer Budget 2015: P2P Isas to arrive in April 2016

Wednesday, 08 July 2015 | News

The peer-to-peer (P2P) Isa is set to launch on 6 April 2016, the government has confirmed in today's Summer Budget.