Peer to peer

Using the Innovative Finance Isa - should you open one?

With low rates on cash savings across the market, is it time to consider using an Innovative Finance Isa (IF Isa) to get a better return on your cash?

Moneywise Best Buys

Octopus launches Innovative Finance Isa targeting 4% return

Wednesday, 09 August 2017 | News

Octopus has become the latest provider to launch an Innovative Finance Isa (IF Isa), targeting returns of 4% on property-based investments.

Peer-to-peer lender uses own funds to protect investors from losses

Friday, 21 July 2017 | News

Peer-to-peer lender RateSetter has dipped into its provision fund to ensure its 50,000 investors are not being hit by struggling loans.

Zopa to launch Innovative Finance Isa while axing ‘safeguard’ fund

Thursday, 25 May 2017 | News

Peer-to-peer (P2P) provider Zopa is set to launch its first Innovative Finance Isa (IF Isa), it’s announced today, although the retirement of its “safeguard” fund could leave investors more exposed to bad loans.

Peer-to-peer lending rises as Moneywise users seek higher returns

Monday, 15 May 2017 | News

Nearly half (48%) of Moneywise.co.uk readers use peer-to-peer (P2P) lending in a bid to earn higher returns on savings, our latest poll results reveal.

I'd use peer-to-peer lending to beat the banks

Wednesday, 14 June 2017 | Article

Hunting down attractive income in today’s low interest rate environment is akin to looking for a needle in a haystack.

Getting started in peer-to-peer lending

Monday, 07 November 2016 | Article

Peer-to-peer (P2P) lending has continued to find favour amongst income-hungry investors who are fed up with the low interest rates on offer from deposit accounts.

Maximising the benefits of peer-to-peer lending

Monday, 31 October 2016 | Article

Peer-to-peer (P2P) platforms allow investors to lend money directly to individuals and businesses. In return, they receive an attractive yield - provided the borrower does not default.

Understanding the risks of peer-to-peer lending

Tuesday, 22 August 2017 | Article

Rates on offer from deposit accounts continue to disappoint, pushing investors beyond the mainstream in search of a healthy yield.

Five reasons to consider peer-to-peer lending

Monday, 31 October 2016 | Article

The UK’s peer-to-peer (P2P) lending market has grown exponentially since first mover Zopa launched in 2005. P2P allows investors to lend directly to individuals and businesses.

Seven in 10 Moneywise users would use P2P lending to boost savings

Thursday, 18 August 2016 | News

Seven in 10 (71%) Moneywise.co.uk users would consider using peer-to-peer (P2P) lending in a bid to earn higher returns on savings, our latest poll results reveal.