Current accounts

first direct 1st Account

  • £100 signup fee - and £100 if you choose to leave after six months*
  • First £250 overdraft is interest and fee free
  • Multi award winning customer service.


Current account market: Watchdog looks to cap £1.2 billion overdraft fees

Tuesday, 17 May 2016 | News

Banks may be forced to cap overdraft charges, give customers annual reminders to shop around for the best value current accounts and make comparing and switching accounts easier under a series of proposals put forward by the...

Meet B: the new digital bank from Clydesdale and Yorkshire

Friday, 06 May 2016 | News

The latest digital bank and banking app, B, launched earlier this week, promising to “take the fear out of finance” with a range of tools and features to make managing money easier.

Can’t get a bank account? Here’s what to do

Wednesday, 27 April 2016 | Article

Its research says 12% of people have been turned down for basic banking services in the past two years, denying them access to current accounts, direct debits, and online shopping.

Your shortlist for the Moneywise customer service awards 2016

Thursday, 21 April 2016 | Article

Over the past three months, Moneywise readers from all over the UK (and a few further afield) gushed and griped about hundreds of firms, across 16 

City Survivors: Overcome the fear of switching – it could save you £100s

Friday, 15 April 2016 | Blog | By Helen Knapman

Switching. It’s a simple enough concept, yet many of us don’t do it – whether through fear, laziness, or simply because we don’t realise we can.

Students face interest rate hike as inflation rises

Tuesday, 12 April 2016 | News

Students and graduates are likely to pay more interest on their student loans from September as inflation rises.

Say cheese: Mastercard's new security measures

Wednesday, 24 February 2016 | News

MasterCard will let customers confirm their identities using selfies and fingerprints, starting in the summer.

Telephone banking to go password-free for HSBC customers

Monday, 22 February 2016 | News

Some 15 million HSBC and First Direct customers will soon be able to ditch passwords for telephone banking, and instead log in to accounts using their voice.

Barclays customers to earn double cashback

Monday, 15 February 2016 | News

New and existing members of Barclays’ Blue Rewards current account scheme will earn double cashback through its ‘SmartSpend scheme’ over the rest of February.

HMRC problems cause banking delays for taxpayers' cheques

Tuesday, 09 February 2016 | News

HM Revenue & Customs (HMRC) is experiencing delays in processing a large number of cheques sent in the run-up to the 31 January 2016 self-assessment tax payment deadline due to a flood in its Shipley offices, according...