Current accounts

first direct 1st Account

  • £100 signup fee - and £100 if you choose to leave after six months*
  • First £250 overdraft is interest and fee free
  • Multi award winning customer service.


Double blow to 123 account holders as Santander announces rate cut and overdraft fees hike

Tuesday, 16 August 2016 | News

Santander customers have been hit with a double blow as the bank has announced it will cut the interest rate on its flagship 123 account from 1 November, while it will also hike its overdraft fees in early 2017.

Overdraft fees to be capped in current account market shake-up

Tuesday, 09 August 2016 | News

Consumers are being stung with unauthorised overdraft charges totalling £1.2 billion a year, according to a two-year investigation into the current account market by the competition watchdog published today.

Time to change bank? Current account switchers flock to Halifax

Friday, 05 August 2016 | News

More than three million people have moved bank account using the guaranteed switching service since it launched in 2013, and Halifax has gained the most customers.

Santander launches '123 Lite' bank account paying 3% cashback

Wednesday, 20 July 2016 | News

Current account switchers have more choice over where to move their money following the launch of Santander’s new ‘123 Lite’ account.

Get paid £220 in M&S vouchers to switch bank

Tuesday, 19 July 2016 | News

M&S Bank has brought back its leading introductory offer, in an attempt to lure new current account customers with up to £220 in M&S Vouchers.

New plastic £5 note to launch

Friday, 15 July 2016 | News

A new £5 note featuring former Prime Minister Sir Winston Churchill will soon become the first Bank of England note to be printed on polymer – a thin flexible plastic.

Metro Bank named Most Trusted Financial Provider of 2016

Friday, 24 June 2016 | News

Metro Bank has been voted Most Trusted Financial Provider by the biggest survey of financial services customers in Britain.

HSBC launches £200 current account switch offer - but you need £21k to get it

Thursday, 02 June 2016 | News

Current account users who switch to HSBC’s Advance or Premier accounts by 10 July can bag £200 cashback, but there is a catch.

Android Pay launches for UK mobile users

Thursday, 19 May 2016 | News

Android mobile users can now link their credit and debit cards to their mobile handsets and use their phones to pay for good in shops.

Banking costs to fall for small businesses

Wednesday, 18 May 2016 | News

Small businesses should find it easier to compare bank accounts to find the best price and service, in light of new proposals from the competition watchdog.