Current accounts

first direct 1st Account

  • £100 signup fee - and £100 if you choose to leave after six months*
  • First £250 overdraft is interest and fee free
  • Multi award winning customer service.


Students face interest rate hike as inflation rises

Tuesday, 12 April 2016 | News

Students and graduates are likely to pay more interest on their student loans from September as inflation rises.

Say cheese: Mastercard's new security measures

Wednesday, 24 February 2016 | News

MasterCard will let customers confirm their identities using selfies and fingerprints, starting in the summer.

Telephone banking to go password-free for HSBC customers

Monday, 22 February 2016 | News

Some 15 million HSBC and First Direct customers will soon be able to ditch passwords for telephone banking, and instead log in to accounts using their voice.

Barclays customers to earn double cashback

Monday, 15 February 2016 | News

New and existing members of Barclays’ Blue Rewards current account scheme will earn double cashback through its ‘SmartSpend scheme’ over the rest of February.

HMRC problems cause banking delays for taxpayers' cheques

Tuesday, 09 February 2016 | News

HM Revenue & Customs (HMRC) is experiencing delays in processing a large number of cheques sent in the run-up to the 31 January 2016 self-assessment tax payment deadline due to a flood in its Shipley offices, according...

Surge in packaged account complaints

Friday, 29 January 2016 | News

Complaints about poor-value packaged accounts soared to new heights in 2015, with the Financial Ombudsman Service (FOS) saying it’s already received 53% more new cases in the last nine months than it did in the previous 12.<...>

Current account switching falls 10.6% in 2015

Thursday, 21 January 2016 | News

Cash payments, 5% interest rates and cashback deals haven’t been enough to prod more people into switching current account, according to the latest industry data.

Clydesdale and Yorkshire launch £150 switching bonus, but how does it compare?

Thursday, 31 March 2016 | News

Current account holders can now earn £150 for free, as Clydesdale and Yorkshire banks become the latest to launch a new year switching incentive.

New current account deals from TSB and Co-op – are they worth it?

Monday, 11 January 2016 | News

TSB and Co-operative Bank have unveiled new offers to tempt Santander 123 current account holders who want to sidestep its new £5 monthly charge.

Bonus rewards for new Barclays customers

Friday, 08 January 2016 | News

Barclays is offering double rewards, worth up to £16, in January to people signing up to its Blue Rewards scheme, as banks compete to win new current account customers in January.