Current accounts

first direct 1st Account

  • £100 signup fee - and £100 if you choose to leave after six months*
  • First £250 overdraft is interest and fee free
  • Multi award winning customer service


NatWest has Britain's most expensive overdraft fees

Thursday, 02 April 2015 | News

NatWest Bank has been found to have the UK's most expensive authorised overdraft fees, at almost 1,500% - or 15 times - more than the cheapest available through a mainstream bank.

Banks launch 'Midata' current account comparison tool

Thursday, 19 March 2015 | News

Current account holders will soon be alerted to whether they could be getting a better deal with another bank.

12% jump in people switching to better current accounts

Thursday, 22 January 2015 | News

Faster current account switching rules helped bring about a 12% rise in the number of people moving to new accounts in 2014.

Last-minute guide to student accounts

Wednesday, 27 August 2014 | Article

Some 55,000 students found a last-minute university place through the clearing system last year.

Graduates warned to review their student bank accounts

Wednesday, 06 August 2014 | News

If you're enjoying the summer as a new graduate, spare a thought for your bank account.

Lloyds Bank biggest loser from easier switching

Friday, 01 August 2014 | News

Lloyds Bank shed 20,065 current account customers in the three months after the arrival of the seven-day switching guarantee in late...

Brits face 17 years of credit card debt misery

Tuesday, 08 July 2014 | News

On average Brits have £4,500 in credit card debt, which could take 17 years to pay off, according to new research.

Brits embrace digital banking revolution

Tuesday, 08 July 2014 | News

Tech-savvy Brits are making almost £1 billion worth of online banking and mobile transactions every day, as customers continue to reject high-street branches.

Half of students run out of cash

Thursday, 26 June 2014 | News

Half of students run out of money before their next student loan instalment, according to research.

Tesco launches first current account

Tuesday, 10 June 2014 | News

The UK's largest supermarket has today launched its first current account, as the battle for bank custom heats up.