Current accounts

first direct 1st Account

  • £100 signup fee - and £100 if you choose to leave after six months*
  • First £250 overdraft is interest and fee free
  • Multi award winning customer service


Current account switching falls 10.6% in 2015

Thursday, 21 January 2016 | News

Cash payments, 5% interest rates and cashback deals haven’t been enough to prod more people into switching current account, according to the latest industry data.

Clydesdale and Yorkshire launch £150 switching bonus, but how does it compare?

Thursday, 31 March 2016 | News

Current account holders can now earn £150 for free, as Clydesdale and Yorkshire banks become the latest to launch a new year switching incentive.

New current account deals from TSB and Co-op – are they worth it?

Monday, 11 January 2016 | News

TSB and Co-operative Bank have unveiled new offers to tempt Santander 123 current account holders who want to sidestep its new £5 monthly charge.

Bonus rewards for new Barclays customers

Friday, 08 January 2016 | News

Barclays is offering double rewards, worth up to £16, in January to people signing up to its Blue Rewards scheme, as banks compete to win new current account customers in January.

HSBC customers unable to access online banking for second day

Wednesday, 06 January 2016 | News

HSBC customers have been left frustrated after being unable to access their online accounts for a second day running.

RBS customers to be reunited with 'lost' cash

Monday, 14 December 2015 | News

Thousands of RBS customers are to be reunited with ‘lost’ cash after the bank wrongly told some users their accounts were closed. But you need to actively go in branch to get what you’re owed.

Savings update: Shawbrook moves to challenge Metro Bank as rates increase

Wednesday, 18 November 2015 | News

Rates on offer from new banks are edging up. Shawbrook Bank has raised the rate on its one-year fixed rate bond for new savers to a top 2.15 per cent before tax (1.72 per cent after tax).

Revealed: Best current account for UK customers

Monday, 02 November 2015 | News

The Halifax Reward Current Account has been named the most popular among people looking at ‘personalised’ best buy tables from

Consumers let down by lazy banks should switch

Thursday, 22 October 2015 | News

Banks must make it easier for customers to switch bank accounts, according to the Competition and Markets Authority.

Tesco Bank axes current fee after Santander's hike

Tuesday, 15 September 2015 | News

Tesco Bank is to axe its £5 monthly current account fee for new and existing customers from Thursday 17 September.