Current accounts

first direct 1st Account

  • £100 signup fee - and £100 if you choose to leave after six months*
  • First £250 overdraft is interest and fee free
  • Multi award winning customer service.


Tesco Bank reopens 3% interest current account but tightens eligibility criteria

Tuesday, 04 April 2017 | News

Tesco Bank has reopened applications for its 3% interest current account, although new customers face restrictions if they want to earn the headline rate.

Lloyds Bank plans to downsize branches

Monday, 03 April 2017 | News

Lloyds Banking Group has announced plans to reduce the size and functionality of some of its branches.

Halifax slashes current account switching bonus, should you still move?

Wednesday, 01 March 2017 | News

Halifax has reduced the cash incentive it offers to new customers switching to its current accounts.

True money stories from smart people: The naked truth

Friday, 24 February 2017 | Article

Have you noticed how much British people like to get their kit off nowadays? So much for ‘reserved’ Brits

Bank of England stands firm on 'animal fat' fivers

Wednesday, 15 February 2017 | News

The Bank of England has confirmed it will continue to supply £5 notes containing animal products, despite criticism from vegetarians and vegans.

Are online banks safe?

Friday, 09 December 2016 | Article

Following the recent Tesco Bank online banking scandal that is being investigated by the police, we look at how you can keep your money safe. Plus tips on how to manage multiple passwords.

3.2 million people use Current Account Switching Service in first three years

Friday, 16 September 2016 | News

Over 3.2 million people have moved bank accounts via the Current Account Switching Service (Cass), which launched three years ago today to encourage more people to shop around for better value current accounts.

Plastic £5 note launches: what you need to know

Tuesday, 13 September 2016 | News

A new £5 note featuring former Prime Minister Sir Winston Churchill launches today, becoming the first Bank of England note to be printed on polymer – a thin flexible plastic.

Looking to switch current account? Get £200 with HSBC

Wednesday, 07 September 2016 | News

HSBC has revived its £200 sign-up offer for people who switch to its Advance or Premier current...

Deal of the week: Fed up with overdraft fees? This could be the account for you

Wednesday, 17 August 2016 | News

Every week Moneywise’s product researcher Tom Wilson picks out his favourite deal. This week – Virgin Money’s genuinely fee-free current account.