Current accounts

first direct 1st Account

  • £100 signup fee - and £100 if you choose to leave after six months*
  • First £250 overdraft is interest and fee free
  • Multi award winning customer service


Telephone banking to go password-free for HSBC customers

Monday, 22 February 2016 | News

Some 15 million HSBC and First Direct customers will soon be able to ditch passwords for telephone banking, and instead log in to accounts using their voice.

Barclays customers to earn double cashback

Monday, 15 February 2016 | News

New and existing members of Barclays’ Blue Rewards current account scheme will earn double cashback through its ‘SmartSpend scheme’ over the rest of February.

HMRC problems cause banking delays for taxpayers' cheques

Tuesday, 09 February 2016 | News

HM Revenue & Customs (HMRC) is experiencing delays in processing a large number of cheques sent in the run-up to the 31 January 2016 self-assessment tax payment deadline due to a flood in its Shipley offices, according...

Surge in packaged account complaints

Friday, 29 January 2016 | News

Complaints about poor-value packaged accounts soared to new heights in 2015, with the Financial Ombudsman Service (FOS) saying it’s already received 53% more new cases in the last nine months than it did in the previous 12.<...>

Current account switching falls 10.6% in 2015

Thursday, 21 January 2016 | News

Cash payments, 5% interest rates and cashback deals haven’t been enough to prod more people into switching current account, according to the latest industry data.

Clydesdale and Yorkshire launch £150 switching bonus, but how does it compare?

Thursday, 31 March 2016 | News

Current account holders can now earn £150 for free, as Clydesdale and Yorkshire banks become the latest to launch a new year switching incentive.

New current account deals from TSB and Co-op – are they worth it?

Monday, 11 January 2016 | News

TSB and Co-operative Bank have unveiled new offers to tempt Santander 123 current account holders who want to sidestep its new £5 monthly charge.

Bonus rewards for new Barclays customers

Friday, 08 January 2016 | News

Barclays is offering double rewards, worth up to £16, in January to people signing up to its Blue Rewards scheme, as banks compete to win new current account customers in January.

HSBC customers unable to access online banking for second day

Wednesday, 06 January 2016 | News

HSBC customers have been left frustrated after being unable to access their online accounts for a second day running.

RBS customers to be reunited with 'lost' cash

Monday, 14 December 2015 | News

Thousands of RBS customers are to be reunited with ‘lost’ cash after the bank wrongly told some users their accounts were closed. But you need to actively go in branch to get what you’re owed.