Current accounts

first direct 1st Account

  • £100 signup fee - and £100 if you choose to leave after six months*
  • First £250 overdraft is interest and fee free
  • Multi award winning customer service.


Government sells remaining stake in Lloyds

Wednesday, 17 May 2017 | News

Lloyds Banking Group has now fully returned to private ownership, as the government has today confirmed it’s sold its remaining stake in the Group.

Introductory bonuses drive 57% of current account switches

Monday, 15 May 2017 | News

Introductory offers are the main reason consumers switch their current account to a new provider, reveal the results of a Moneywise poll of 3,000 readers.

I’ve been locked out of my bank account by Barclays

Thursday, 11 May 2017 | Article

This article was written by Moneywise's Fight for your Rights columnist Simon Read in response to a reader’s query.

Have you won Moneywise’s £1,000 prize draw?

Monday, 08 May 2017 | News

Almost 50,000 people voted in the Moneywise Customer Service Awards 2017 – and one lucky participant has scooped a £1,000 cash prize.

Deal of the week: locate UK cash machines with free app

Friday, 05 May 2017 | News

Never be left without cash again. A new app has been launched this week, which can locate more than 70,000 cash machines across the UK.

Consumers hit by £300 million unarranged overdraft fees

Thursday, 04 May 2017 | News

Going overdrawn continues to be a costly mistake with consumers paying a combined £300 million in unarranged overdraft fees in the past year.

M&S boosts current account switching bonus to £185

Thursday, 27 April 2017 | News

M&S Bank has increased the reward given to consumers who move their current account, with £185 in gift vouchers now offered to switchers.

Halifax, Santander and Nationwide gain the most current account switchers

Wednesday, 26 April 2017 | News

Almost a quarter of a million people switched their current account provider in the first three months of 2017.

Triodos to launch ethical current account – how does it compare?

Wednesday, 26 April 2017 | News

Triodos Bank has today unveiled a new ethical current account, with customers able to open it from June 2017.

NatWest cuts cashback and adds restrictions to Reward current account

Wednesday, 05 April 2017 | News

NatWest is to cut the cashback paid to its 1.7 million Reward current account holders, as well as introducing restrictions for new customers