Current accounts

first direct 1st Account

  • £100 signup fee - and £100 if you choose to leave after six months*
  • First £250 overdraft is interest and fee free
  • Multi award winning customer service


The death of the cheque

Thursday, 03 March 2011 | Article

In just eight years' time, a 300-year-old slice of British heritage, still widely used today, is set for the chopping block – the cheque. 

Banks behaving badly: the latest tricks you should know about

Friday, 30 September 2011 | Article

As if slashing savings rates wasn't bad enough, high street banks are now tightening their current account belts.

Strategies for student support

Tuesday, 03 May 2011 | Article

The summer is drawing to a close and a new tranche of students is about to head off to university, facing newfound freedom and cheap food – as well as financial pressures their parents can only imagine.

Is Metro Bank the future of high street banking?

Tuesday, 28 September 2010 | Article

When Metro Bank opened its flagship branch in Holborn in central London at the end of July, it became the first new bank to open on the UK high street in more than 100 years.

Get the most from your packaged account

Monday, 28 June 2010 | Article

The number of paid-for accounts, or 'packaged accounts', has risen by 94% in four years, says research specialist Defaqto. There are now 64 packaged products compared with 61 standard accounts on the market.

Cut the cost of money transfers

Monday, 28 June 2010 | Article

If you've ever had a family member or friend call you from abroad to ask for some money because they've run out, you'll know it can be costly to transfer cash out of the UK.

Which financial providers offer the best service?

Wednesday, 05 May 2010 | News

Choosing financial services providers isn’t just about getting the cheapest deal or the best interest rate.

How to give to charity without it costing you a penny

Thursday, 25 August 2011 | Article

Disasters such as the 2010 earthquake in Haiti or the tsunami that hit South East Asia in 2004 highlight aid organisations' ever-increasing need for donations.
But it seems shrinking...

Do we really need more banks?

Tuesday, 23 August 2011 | Article

The high street has undergone some visible changes since the credit crunch hit at the back end of 2007. Well-known retailers such as Woolworths and Borders have fallen victim to the subsequent...

Moneywise Customer Service Awards: shortlists

Thursday, 25 August 2011 | Article

Over 12,000 of you voted, making it the biggest customer service survey about financial providers in Britain.