Current accounts

first direct 1st Account

  • £100 signup fee - and £100 if you choose to leave after six months*
  • First £250 overdraft is interest and fee free
  • Multi award winning customer service


Beware the cost of switching current accounts

Tuesday, 02 April 2013 | Article

After a less-than-satisfactory banking experience with Alliance & Leicester (Santander), I thought I'd vote with my feet and change banks. However, this was a lot easier said than done.

Nearly one in two Brits struggle to cope financially

Wednesday, 02 March 2011 | News

Nearly half (44%) of the British population struggle to cope financially, and the same number of people expect their finances to worsen over the next six months.

Give to charity at the cash machine

Thursday, 25 August 2011 | News

People could give to charity every time they use their bank cards at cash machines and the shops, under government proposals announced in its recent 'Giving' green paper.

Why is Santander's service so poor?

Tuesday, 28 June 2011 | Article

For the past few months, I've been up to my ankles in complaints - not of my own making, I hasten to add.

The great overdraft con

Tuesday, 30 November 2010 | Article

Banks are charging extortionate levels of fees and interest on nearly £10 billion worth of overdrafts in a bid to claw back lost profits.

The death of the cheque

Thursday, 03 March 2011 | Article

In just eight years' time, a 300-year-old slice of British heritage, still widely used today, is set for the chopping block – the cheque. 

Banks behaving badly: the latest tricks you should know about

Friday, 30 September 2011 | Article

As if slashing savings rates wasn't bad enough, high street banks are now tightening their current account belts.

Strategies for student support

Tuesday, 03 May 2011 | Article

The summer is drawing to a close and a new tranche of students is about to head off to university, facing newfound freedom and cheap food – as well as financial pressures their parents can only imagine.

Is Metro Bank the future of high street banking?

Tuesday, 28 September 2010 | Article

When Metro Bank opened its flagship branch in Holborn in central London at the end of July, it became the first new bank to open on the UK high street in more than 100 years.