Current accounts

first direct 1st Account

  • £100 signup fee - and £100 if you choose to leave after six months*
  • First £250 overdraft is interest and fee free
  • Multi award winning customer service


Five of the best current accounts

Tuesday, 03 May 2011 | Article

While we’re quite happy to chase the best interest rates on savings accounts or individual savings accounts, or look for the most competitive credit card on the market, when it comes to current accounts few of us can be...

Don't put up with poor customer service

Tuesday, 23 August 2011 | Article

It takes time to build trust with someone. Yet trust is part of the foundation of a good and strong relationship whether it is with your partner, a friend, your work colleagues or a financial institution.

Are packaged bank accounts a gimmick?

Friday, 05 June 2009 | Article

There’s something strange afoot in the world of packaged accounts. These are current accounts which package up a variety of benefits from travel insurance to deals on currency exchange, and charge you a monthly fee.

Which financial companies can you trust?

Thursday, 25 August 2011 | Article

Following the turbulent past 18 months, with bank after bank revealing cracks not only in their façades but in their core structures too, it’s little wonder consumers have been left wondering which financial services...

The best current accounts for the over 50s

Tuesday, 23 August 2011 | Article

While there are plenty of attractive current accounts on the market, most of them seem to be geared towards people below retirement age, with Alliance & Leicester being the only provider offering an over-50s product.

How to reclaim bank charges

Friday, 04 December 2009 | Article

If you’ve ever exceeded your agreed overdraft limit, or had a direct debit bounce, then you’ll have first-hand experience of bank charges. These are fees levied at current account customers, and can be as high as £39.

Fight for your money

Tuesday, 23 August 2011 | Article

When it comes to our everyday financial products and services, we’re too easily taken for a ride.

Start a money diary

Thursday, 25 August 2011 | Article

Most of us will be feeling the pinch post-Christmas – not only from eating one mince pie too many but also from overspending during the festive season.

Should we really challenge bank charges?

Wednesday, 29 October 2008 | Article

“So how many times a month can I use the account for free,” I asked the clerk helping me open my first British bank account several years ago. “As many as you like,” she replied, seemingly confused by my question.

How protected is your bank?

Wednesday, 08 May 2013 | Article

Once upon a time, people picked savings accounts based on interest rate and access. But now, security is at the forefront of many people's minds.