Current accounts

first direct 1st Account

  • £100 signup fee - and £100 if you choose to leave after six months*
  • First £250 overdraft is interest and fee free
  • Multi award winning customer service.


Santander voted worst for customer service

Friday, 24 June 2011 | News

Spanish-owned bank Santander has been voted as the worst financial services company for the second year in a row by Moneywise readers.

Cheque guarantees to be scrapped

Monday, 09 May 2011 | News

The cheque guarantee system, which protects payments made using cheques, is soon to be abolished.

Santander relaunches £100 offer for new customers

Tuesday, 03 May 2011 | News

Santander has reintroduced its £100 offer for new customers who switch to a 5% current account with the bank.

The cheque could be saved

Thursday, 14 April 2011 | News

The future of cheques could be saved by the powerful Parliamentary Treasury Select Committee.

One to watch: bank apps

Tuesday, 15 March 2011 | Article

There isn't much you can't do with an iPhone these days. Need to toss a coin? There's an app for that. Want to find out listings for your local cinema? Again, there's an app for that. But how about banking?

Northern Rock reports hefty full-year loss

Wednesday, 09 March 2011 | News

Northern Rock, which was nationalised at the height of the financial crisis in February 2008 to prevent its collapse, reported losses of £232.4 million in 2010.

John Lewis bond closes after less than two weeks

Tuesday, 22 March 2011 | News

John Lewis has closed its 6.5% bond after reaching its investment target of £50 million within less than two weeks.

Beware the cost of switching current accounts

Tuesday, 02 April 2013 | Article

After a less-than-satisfactory banking experience with Alliance & Leicester (Santander), I thought I'd vote with my feet and change banks. However, this was a lot easier said than done.

Nearly one in two Brits struggle to cope financially

Wednesday, 02 March 2011 | News

Nearly half (44%) of the British population struggle to cope financially, and the same number of people expect their finances to worsen over the next six months.