Current accounts

first direct 1st Account

  • £100 signup fee - and £100 if you choose to leave after six months*
  • First £250 overdraft is interest and fee free
  • Multi award winning customer service


Which financial companies can you trust?

Tuesday, 19 May 2009 | Article

Following the turbulent past 18 months, with bank after bank revealing cracks not only in their façades but in their core structures too, it’s little wonder consumers have been left wondering which financial services...

The best current accounts for the over 50s

Monday, 02 March 2009 | Article

While there are plenty of attractive current accounts on the market, most of them seem to be geared towards people below retirement age, with Alliance & Leicester being the only provider offering an over-50s product.

How to reclaim bank charges

Thursday, 26 February 2009 | Article

If you’ve ever exceeded your agreed overdraft limit, or had a direct debit bounce, then you’ll have first-hand experience of bank charges. These are fees levied at current account customers, and can be as high as £39.

Fight for your money

Thursday, 05 February 2009 | Article

When it comes to our everyday financial products and services, we’re too easily taken for a ride.

Start a money diary

Tuesday, 16 December 2008 | Article

Most of us will be feeling the pinch post-Christmas – not only from eating one mince pie too many but also from overspending during the festive season.

Should we really challenge bank charges?

Monday, 27 October 2008 | Article

“So how many times a month can I use the account for free,” I asked the clerk helping me open my first British bank account several years ago. “As many as you like,” she replied, seemingly confused by my question.

How protected is your bank?

Wednesday, 15 October 2008 | Article

Once upon a time, people picked savings accounts based on interest rate and access. But now, security is at the forefront of many people's minds.

Lloyds TSB launches 5% current account

Tuesday, 26 August 2008 | News

Lloyds TSB has launched a new fee-free current account paying 5% credit interest on balances as high as £7,000.

Moneywise awards: best current accounts for 2008

Monday, 28 July 2008 | Article

Once upon a time current accounts were seen as a necessary evil, barely warranting a mention, but today they are one of the most talked-about financial products.

Avoid being stung by sneaky fees (part two)

Tuesday, 13 May 2008 | Article

No matter how competitive a deal looks on the surface, reading the small print is vital if you don't want any nasty surprises.