Current accounts

first direct 1st Account

  • £100 signup fee - and £100 if you choose to leave after six months*
  • First £250 overdraft is interest and fee free
  • Multi award winning customer service.


Marks & Spencer launches in-store bank

Friday, 08 June 2012 | News

High street chain Marks & Spencer has announced it will launch in-store bank branches from July this year.

Current account will be available from the autumn, with mortgages to follow at a later date.

More than half of Brits have never switched banks

Friday, 25 May 2012 | News

While shopping around for products like insurance and loans is starting to become second nature, Brits are still ...

Moneywise Customer Service Awards: 2012 Shortlist

Friday, 15 June 2012 | Article

Over 14,000 of you voted, making it the biggest customer service survey about financial providers in Britain.

The winners will be revealed on 21 June.

What ever happened to simple banking?

Monday, 05 March 2012 | Blog | By Ruth Jackson

Today, the financial press is abuzz with news of Santander’s new current account. Its 123 account has been described as “innovative”, “unique” and “extremely competitive,” depending on which news story you read.

Santander launches market-leading current account

Monday, 05 March 2012 | News

Santander's new 123 current account pays up to 3% on balances, making it the market leader.

NS&I to close Post Office accounts

Thursday, 03 November 2011 | News

National Savings and Investments (NS&I) is to stop operating its accounts through the Post Office.

Why I’d never consider paying for my current account

Thursday, 03 November 2011 | Blog | By Nathalie Bonney

Whether in a restaurant, bar or at the gym I resent having to pay for water. Given that I can get it for free from the tap – as can the proprietors of these establishments, I don’t see the need to ever pay for water.

Hurry before £200 Co-op current account deal ends

Wednesday, 02 November 2011 | News

Two weeks ago the Co-operative Bank launched a fantastic offer.

Are you eligible for your packaged account benefits?

Thursday, 27 October 2011 | Article

Banks and building societies are selling packaged accounts without checking customers are eligible to use all the benefits – in particular their ability to claim on insurance policies, the Financial Services Authority (FSA)...

How you can make up to £700 from switching accounts

Wednesday, 01 February 2012 | Blog | By Ruth Jackson

A few years ago I pocketed £300 in three months from jumping current accounts. I was pretty proud of myself at the time and have bragged about it considerably since.