Current accounts

first direct 1st Account

  • £100 signup fee - and £100 if you choose to leave after six months*
  • First £250 overdraft is interest and fee free
  • Multi award winning customer service


Santander: The bank people love to hate

Wednesday, 22 June 2011 | Article

We get a constant stream of emails and letters here at Moneywise from readers complaining about poor service - and the UK's biggest banks seem to be the worst offenders.

Paid-for accounts: are they worth the cost?

Monday, 23 September 2013 | Article

Is free banking set to become a relic from a simpler, less fee-focused banking regime?

The death of local banking

Thursday, 26 May 2011 | Article

Local bank branches outside major city centres are an increasingly rare sight.

Give to charity at the cashpoint

Thursday, 25 August 2011 | News

UK banks, building societies and cash machines have all come out in support of government proposals to charity giving at...

Santander voted worst for customer service

Friday, 24 June 2011 | News

Spanish-owned bank Santander has been voted as the worst financial services company for the second year in a row by Moneywise readers.

Cheque guarantees to be scrapped

Monday, 09 May 2011 | News

The cheque guarantee system, which protects payments made using cheques, is soon to be abolished.

Santander relaunches £100 offer for new customers

Tuesday, 03 May 2011 | News

Santander has reintroduced its £100 offer for new customers who switch to a 5% current account with the bank.

The cheque could be saved

Thursday, 14 April 2011 | News

The future of cheques could be saved by the powerful Parliamentary Treasury Select Committee.

One to watch: bank apps

Tuesday, 15 March 2011 | Article

There isn't much you can't do with an iPhone these days. Need to toss a coin? There's an app for that. Want to find out listings for your local cinema? Again, there's an app for that. But how about banking?

Northern Rock reports hefty full-year loss

Wednesday, 09 March 2011 | News

Northern Rock, which was nationalised at the height of the financial crisis in February 2008 to prevent its collapse, reported losses of £232.4 million in 2010.