Current accounts

first direct 1st Account

  • £100 signup fee - and £100 if you choose to leave after six months*
  • First £250 overdraft is interest and fee free
  • Multi award winning customer service


Get the most from your packaged account

Monday, 28 June 2010 | Article

The number of paid-for accounts, or 'packaged accounts', has risen by 94% in four years, says research specialist Defaqto. There are now 64 packaged products compared with 61 standard accounts on the market.

Cut the cost of money transfers

Monday, 28 June 2010 | Article

If you've ever had a family member or friend call you from abroad to ask for some money because they've run out, you'll know it can be costly to transfer cash out of the UK.

Which financial providers offer the best service?

Wednesday, 05 May 2010 | News

Choosing financial services providers isn’t just about getting the cheapest deal or the best interest rate.

How to give to charity without it costing you a penny

Thursday, 25 August 2011 | Article

Disasters such as the 2010 earthquake in Haiti or the tsunami that hit South East Asia in 2004 highlight aid organisations' ever-increasing need for donations.
But it seems shrinking...

Do we really need more banks?

Tuesday, 23 August 2011 | Article

The high street has undergone some visible changes since the credit crunch hit at the back end of 2007. Well-known retailers such as Woolworths and Borders have fallen victim to the subsequent...

Moneywise Customer Service Awards: shortlists

Thursday, 25 August 2011 | Article

Over 12,000 of you voted, making it the biggest customer service survey about financial providers in Britain.

How to spot a current account winner

Thursday, 25 August 2011 | TV /Video

End is nigh for unfair overdraft charges

Tuesday, 23 August 2011 | Article

Although I very much support account holders who have been charged for going over their unauthorised overdraft, I was quite concerned about how the banks could afford to pay out the refunds if they had lost this case.

The future of banking is here

Thursday, 25 August 2011 | Article

Technology has touched pretty much every aspect of modern life, not least the world of banking. The digital age has transformed how our money is managed, to a degree unimaginable as recently as 15 years ago.

Are British banks letting their customers down?

Friday, 13 November 2009 | Article

The Financial Ombudsman Service recently published a range of complaints data, revealing how many complaints financial firms had each received and how they had dealt with them.