Fewer than 1% of savers have opted out of their auto-enrolment pension after it went up to 8% last year
Savers could cut the cost of putting money away for retirement with new Vanguard Sipp
‘Emergency tax’ applied to pension pots by HMRC eats away at retirement savings.
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The Government is planning a shake-up of pension tax relief to aid spending, but experts have warned it could hit savers
However, those moving there after 2020 could see their pensions frozen
After a reader got in touch with this question, Moneywise asked Royal London’s Steve Webb to help explain
At age 36, our reader asks if he should invest directly in Vanguard funds or continue to do so via his SIPP
Retired households could boost their income by applying for key state benefits.
Over-90s are fastest growing age group in UK, and they are clustering in a few prime spots across the country