Managing your pension

Middle aged Brits heading for retirement nightmare

Thursday, 19 October 2017 | News

Middle aged Brits are failing to engage with pensions and risk an impoverished retirement, according to a new survey from the Financial Conduct Authority (FCA).

One in five FTSE 100 pension schemes would struggle in a recession

Monday, 16 October 2017 | News

As many as one in five FTSE 100 companies would struggle to meet their commitments to their pension scheme during an economic downturn.

Farmers and hospitality workers least likely to have a pension

Monday, 09 October 2017 | News

People who work in agriculture or hospitality are least likely to have a pension, according to new research from the TUC.

Half of financial advisers are wrongly recommending pension transfers, regulator finds

Monday, 09 October 2017 | News

The Financial Conduct Authority is concerned that financial advisers are recommending pension transfers that may not be in the individual’s best interest.

Is your final salary pension at risk?

Thursday, 12 October 2017 | News

Three million final salary pension savers have just a 50% chance of receiving their benefits in full, a new report by the Pensions and Lifetime Savings Association (PLSA) has warned.

Ask the Experts: "How much will I get after I defer my state pension?"

Thursday, 21 September 2017 | Question and Answer

As you reached state pension age before 6 April 2016 – when the new state pension came into effect – you will receive the state pension on the basis of the old system.

Pension scams to be targeted by new inquiry

Thursday, 21 September 2017 | News

The Work and Pensions Committee has launched a new inquiry into the pension freedoms to assess whether they are working and if further reforms are required.

Seven steps to building a bigger pension

Tuesday, 31 October 2017 | Blog | By Darius McDermott

This Friday is Pension Awareness Day. The aim of the day is to promote the importance of saving for the future and to alert the nation...

Ask the Experts: "Is it too late to top up my contributions so that I can get the full state pension?"

Tuesday, 05 September 2017 | Question and Answer

I’m afraid the letter from the Department for Work and Pensions is correct.

Ask the Experts: “If I retire early, can I stop paying National Insurance Contributions?”

Thursday, 31 August 2017 | Question and Answer

There is no law that says you have to work until you hit state pension age. If you do work, then you have to pay NICs until you reach state pension age.