Rates on easy-access accounts are floating upwards.
But both Virgin and West Bromwich limit you to making just two withdrawals a year from your account, while the Marcus rate includes a 0.15 percentage point bonus for the first year you are in the account.
Kent Reliance comes with no bonus. Nor does it restrict the number of times you take money from your account.
On tax-free cash Isas, Virgin Money has raised the rate on its easy-access Double Take E-Isa to a top 1.45% for new customers. To earn this, you can only take money out of your account twice a year.
The best rate with no withdrawal restrictions comes from Charter Savings Bank at 1.31%.
This article first appeared on our sister website Money Observer