Secure Trust Bank has launched top-paying fixed-rate online bonds over one and two years and a three-year bond which beats current inflation.
For the two-year bond, Secure Trust pays 2.31% and it offers a marginally higher 2.41% if you are willing to tie up your money for three years. This just beats the current rate of CPI inflation of 2.4%.
The top easy-access savings account is the Marcus account from US investment bank Goldman Sachs. It has a 1.5% interest rate, including a 0.15 percentage point bonus for a year.
The best rate on easy-access cash Isas is 1.38% from Leeds Building Society’s Limited Issue Online Access Isa, but the account runs only until December next year.
On fixed-rate cash Isas, Charter Savings Bank and the Sharia-compliant Al Rayan Bank both pay 1.6% for one year, with Kent Reliance, Yorkshire Bank, Clydesdale Bank and Paragon Bank all offering 1.55%.