Banks continue to raise rates after the launch last month of the Marcus savings account from Goldman Sachs.
But none have yet breached the 1.5% rate offered by the US investment bank.
- Goldman Sachs launches market-busting 'Marcus' 1.5% easy access savings account to take on British banks
Other good deals without restrictions include Charter Savings Bank’s Easy Access account and Shawbrook’s Easy Access account, both paying 1.4% interest, while Paragon Limited Edition Easy Access account pays 1.37%.
Charter Savings Bank pays the top 18-month rate at 2.11%, followed by Investec at 2.10%. You can earn slightly more if you tie up your money for two years – 2.27% with Shawbrook Bank or 2.25% with Tandem Bank or Investec Bank.
On tax-free cash Isas, Paragon Limited Edition Cash Isa, offering a rate of 1.37%, is among the best deals. Leeds Building Society’s Limited Issue Online Access Isa pays 1.38%, but the account runs only until December next year. Virgin Money Double Take E-Isa also pays 1.38%, although you are restricted to two withdrawals a year.