Easy-access savings rates are inching up.
Kent Reliance has launched a new issue of its Easy Access account paying a top 1.37%. It is available online and through its branches. Coventry Building Society pays a slightly higher 1.4% on its Limited Access Saver but that includes a 0.25 percentage point bonus payable for the first year and limits you to making three free withdrawals every 12 months.
On easy-access Cash Isas the best rate comes from Virgin Money’s Double Take E-Isa at 1.36%, but you are limited to making two withdrawals a year. This is followed by Yorkshire Building Society with its Single Access Isa at 1.35% which restricts you to making withdrawals on just one day in a year – and you are moved into a lower paying account after the first 12 months.
The top rate with no withdrawal restrictions is Shawbrook Bank Easy Access Cash Isa 4 at 1.3%.