Funny money: Doctors more likely to hit your car than other professions

4 July 2018

Motorists may be surprised to hear that GPs are the most accident-prone drivers in the UK.

Research from GoCompare has found that GPs are the most likely profession to make a claim for an accident that is their fault. Astonishingly, one in eight (12.4%) of all GPs in the UK made at least one at-fault claim in the past year.

However, GPs didn’t make the top 20 for claims involving injury, suggesting they might be causing parking lot fender-benders outside the surgery rather than serious accidents. Fortunately, this means after they hit you, as a registered medical practitioner they can make sure you’re alright.

Bizarrely, GPs are quickly followed by hospital consultants (11.5%), hospital doctors (10.7%), surgeons (10.5%), health visitors (10.4%), optometrists (9.9%) and speech therapists (9.9%) as most accident-causing prone – raising questions as to just what exactly is going on in hospital car parks that causes so many accidents.

Least likely professions to cause at-fault accidents were barmen or barmaids (2.3%), pickers (2.3%), packers (2.6%), carpet cleaners (2.7%), despatch drivers (2.7%) and car dealers (3%). At least car dealers know how to drive what they sell then.

‘Stress-causing accidents’

Despite these surprising findings, Matt Oliver, spokesperson for GoCompare Car Insurance, says there is a serious side to the story: “It may seem ironic that those working in the medical profession are those potentially causing the most accidents, but these are all roles which carry a significant degree of stress and usually long hours, potentially leading to a lack of concentration on the road.

“Further to this, another reason we could be seeing these occupations in the top 10 is because of where these health professionals are driving. Typically, they will be driving for short periods, at peak times in highly built-up areas, increasing the risk of an accident.

“Driving while stressed, tired or angry can easily lead to accidents and if it is deemed you were at fault for an accident due to negligence behind the wheel, your insurer may not pay out for a potential claim and you could even face criminal prosecution.

“What’s more, claiming on insurance when you’re at fault will see your premium rocket, more so than other claims, as you are deemed a higher-risk driver, so this really highlights the importance and implications of not fully concentrating on the road when you’re driving.

“It’s really important you’re properly considering your ability to drive before you get behind the wheel and if distracted, it’s probably worth pulling over in a safe place and taking a break.

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