Make sure you're up to date with all the latest news, tips and guides by reading the 10 most popular stories on Moneywise.co.uk in January 2018.
Just be aware that while these articles were correct at the time of writing, some of the figures or products may have since changed. Check our Best Buy pages for weekly updates on savings, Isas, credit cards, loans, and mortgage deals.
1. Deal of the week: Free £45 to spend at M&S
Get £45 worth of vouchers to spend in Marks and Spencer when you sign up for an M&S Bank Reward Plus Credit Card.
2. State pension fund could run out as soon as 2032
The balance of a fund that pays the state pension is expected to “fall rapidly to zero around 2032”, according to the Government Actuary’s Department (GAD).
3. Savers are ditching Cash Isas: Here are three reasons why
With a historic low of 0.93% returns, Cash Isas’ popularity has continued to dwindle.
4. Open banking arrives in the UK – what does it mean for you?
A potential revolution in banking has started, although many customers are still unaware that changes are occurring.
5. Best savings rates this week
Whether it's for a rainy day or for a one-off big purchase, it's crucial to make your savings work hard for you.
6. How to get 3.26% interest on your £10,000 savings – the Moneywise model savings portfolio
Cash savers continue to battle against low interest rates and poor returns across the market, but there are ways to get more out of your savings pot.
7. Carillion goes into liquidation – what it means for your pension
After the collapse of construction firm Carillion, the company’s various defined benefit (DB) pension funds have entered assessment by the Pension Protection Fund (PPF).
8. Deal of the week: Free TV upgrade for millions of Virgin Media customers
Virgin Media has wiped the £20 activation fee for its latest V6 TV box, meaning 2.8 million customers with a broadband and TV bundle can upgrade to this new technology for free.
9. 18 ways to be better off in 2018
Many of us have resolved to get into better shape in 2018. But that shouldn’t only be a physical resolution: there are plenty of things we can all do to ensure our finances are in a healthier state too.
10. How much cash would you need to quit work?
Moneywise asks five 40-something wage earners what sum they have in mind that would enable them to leave their jobs and retire in comfort.