Banks and building societies continue to edge up rates, but savers need to be quick to grab the top deals - some are only on offer for a few days.
Bank of Cyprus UK is a case in point. Last week the lender raised the rate on its Online Easy Saver to 1.3% including a bonus for the first 12 months, but three days later cut it to 1.2%.
The best easy-access cash Isa rate is 1.05% with Leeds Building Society Limited Edition Online Access Isa. But the rate only lasts until October next year. Virgin Money pays 1.01% but limits you to three withdrawals a year. Post Office Money also pays 1.01%, but this includes a 0.76% bonus for the first year. Ford Money pays 1% with no withdrawal restriction or bonus.
BM Savings, where the deposit taker is Halifax, has launched a top two-year fixed rate cash Isa at 1.5%.
To beat inflation compromises need to be made as all of the small number of regular savings accounts that pay more than inflation require savers to have a current account with the provider. Moneywise regularly keeps tabs on the savings market and nine accounts that currently beat inflation.
This article was originally published on our sister website Money Observer.