Funny money: Summer spike in freezer failure food insurance claims

10 July 2017

Whether it’s a summer party or a family get together, the British summer means one thing – barbeques.

However, a broken freezer can not only ruin your day, it can also cost hundreds of pounds to replace the spoiled food inside.

Insurer Ageas says July is the peak month for frozen food claims, with 68% more claims made during July 2016 than the monthly average.

As a result, it is urging all BBQ-loving Brits to double check their insurance policies to make sure they can claim for lost food in the event of a freezer failure.

Reasons for past freezer food claims have included power cuts, tripped switches, and children accidentally turning off the power supply.

Ageas says the average family freezer can hold 350 litres of food – the equivalent of 19 standard size shopping bags. In July 2016, more than £30,000 was paid out to customers who had their frozen food ruined.

Ant Middle, chief executive of Ageas Direct and partnerships, says: “With BBQs a staple summertime soirée, most people do not consider the fact that an unexpected power cut or a tripped switch when you have no home insurance cover for freezer food could be an expensive mis-steak, even though people may think such instances would be fairly rare.

“We’re encouraging people to check they have the right protection under their home contents policy in place, as our claims data reveals just how pricey replacing soggy freezer food and chilled goods can be.”

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