Banks and building societies continue to cut rates on both their fixed rate bonds and cash Isas.
The top fixed rate cash Isa is 1.5% tax-free from Virgin Money and Aldermore Bank, while the best deal on the high street comes from Metro Bank at 1.35%. For two years you can earn 1.8% with TSB.
On easy-access cash Isas, Post Office has cut its Online Isa rate from 1.45% to 1.2% for new savers. Virgin Money pays the top rate at 1.41% on its Defined Access Isa, but you are restricted to three withdrawals a year. Coventry BS Easy Isa pays 1.4%.
On fixed-rate taxable bonds the top rate is 1.9% before tax (1.52% after) from Ikano Bank. Internet-based Charter Savings Bank still pays 1.76% (1.41%) but the top deal in the high street has fallen to 1.2% (1.5%), available from Leeds BS and Virgin Money.
For two years you can earn 2.15% (1.72%) with RCI and Ikano Bank. With both these banks you are covered up to €100,000 (around £77,000) by the pan-European compensation scheme, rather than the UK financial services one.
On easy-access accounts, internet bank RCI pays a top 1.55% (1.24%) on its Freedom Account while Shawbrook Bank pays 1.3% (1.04%). Virgin Money pays 1.31% (1.05%) on its Defined Access account, available online and through its stores.
But you are limited to three withdrawals a year. The top branch-based account with no withdrawal restrictions comes from National Counties Building Society at 1.26% (1%).