Kent Reliance's High Balance Easy Access account pays 1.55% on balances of at least £20,000. It also offers a good deal for smaller balances.The bank also offers a good deal for smaller balances with its Online Saver Issue 1, at 1.45% (1.16%).Skipton Building Society has launched its Limited Edition eSaver issue 2 paying 1.4% before tax (1.12% after tax). Kent Reliance's new High Balance Easy Access account pays 1.55% (1.24%) as long as you have at least £20,000 in your account.The bank also offers a good deal for smaller balances with its Online Saver Issue 1, at 1.45% (1.16%).These accounts offer the best deals for easy-access accounts with no added terms and conditions.Other top rates come from RCI Bank Freedom account, which pays a top 1.65% (1.32%), BM Savings Online Extra Issue 18 at 1.6% (1.28%), and Virgin Money Defined Access at 1.51% (1.21%).But the BM account includes a bonus for the first year, after which the rate drops to 0.5% (0.4%), while the Virgin Money account restricts you to three withdrawals a year.With the RCI account, meanwhile, you are not covered by the UK Financial Services Compensation Scheme. Instead you have to go to the European version which gives €100,000 (£70,800) of cover if the bank goes bust.On fixed-rate accounts you can earn 2.06% (1.65%) with Charter Savings Bank and RCI Bank for a year, or 2.38% (1.9%) with Secure Trust for two years.On tax-free cash ISAs, National Savings & Investments Direct ISA pays 1.5%. Virgin Money Defined Access ISA pays a slightly higher 1.51% but you are limited to taking money out of your account just three times a year. You can transfer your existing cash ISAs to Virgin Money, but not to the National Savings account.Nationwide at 1.4% accepts transfers and does not limit you to the number of withdrawals you make.On fixed-rate cash ISAs, top deals come from Shawbrook Bank at 1.75% and Virgin Money's 1.71% for one year. For two years Halifax, Shawbrook Bank, Skipton Building Society and Virgin Money all pay 2%.