Top rate easy-access cash Isas continue to disappear. Skipton BS has closed its Bonus Isa at 1.5% to new savers. The top deal comes from National Savings & Investments also at 1.5%, but you can't transfer your existing cash Isas into the account.
Barclays Bank pays 1.49% on its Instant Cash Isa Issue 1 and allows transfers in, but you need a minimum of £30,000 to earn this rate.
Nationwide's Instant Isa Saver issue 3 pays 1.4% with a minimum £1 and also allows transfers. There are no withdrawal restrictions on either account, and no bonus to boost the initial rate over the short term.
On fixed-rate cash Isas, you can earn 1.62% from Skipton Building Society or 1.6% from Nationwide Building Society and Shawbrook, Aldermore, Virgin Money or Post Office banks for one year.
Taxable accounts and fixed-rate deals
For two years the top rate comes from Aldermore and Kent Reliance at 1.85% while both Skipton and Nationwide pay 1.8%.
On taxable accounts the top easy-access rate is 1.35% before tax (1.08% after) from Paragon Bank, with no withdrawal restrictions.
If you are happy to limit yourself to three withdrawals a year from your account, then Virgin Money Defined Access account pays a higher 1.41% (1.13%).
On fixed rate deals, Firstsave pays 1.9% (1.52%) and Kent Reliance 1.85% (1.48%). Top two-year deals include 2.21% (1.77%) from Paragon Bank and 2.15% (1.72%) from Firstsave.
This article was written for our sister website Money Observer