Banks and building societies are launching new easy-access cash Isas paying a tax-free 1.5%. Skipton Building Society's new Bonus Isa Saver pays 1.5% including a 0.5% bonus for 12 months.
The rate puts it among the leaders, alongside Post Office Premier Isa at 1.5% including a 0.65 percentage point bonus for 18 months and National Savings & Investments Direct Isa also at 1.5%.
The Skipton and Post Office accounts are only available in branches and through the post, while National Savings is an online or telephone-based account.
Santander, Nationwide and HSBC also have easy-access accounts at 1.5% available for some of their current account holders.
The top rates on fixed-rate deals include Virgin Money and Shawbrook Bank, both at 1.6% for one year, or Yorkshire and Clydesdale banks at 2.1% for two years.
On taxable easy-access accounts you can earn 1.25% before tax (1% after) from Skipton Limited Edition e-saver, State Bank of India Online Instant Access or Kent Reliance Easy Access 8, as well as from newcomer Charter Savings Bank.
Coventry Building Society pays a higher 1.4% (1.12%), but you have to run the account through the post and you are limited to 12 withdrawals a year.
On fixed-rate bonds rates Charter Savings Bank pays a top 1.8% (1.44%) for one year, while the top two-year rate comes from Harrods Bank at 2.25% (1.8%).
National Savings & Investments pays a higher 2.8% (2.24%) for one year and a top 4% (3.2%) for three years. But this bonds are only open to those aged 65 and over and the maximum you can put into each bond is £10,000. They are on sale until 15 May.
This article was written for our sister website Money Observer