Banks and building societies continue to pare the rates they offer on short-term fixed rate bonds.
The top one-year deal comes from ICICI Bank at 1.85% before tax (1.48% after tax), followed by National Counties Building Society at 1.76% (1.41%), with banks Aldermore and Harrods both paying 1.75% (1.4%).
You'll earn marginally more if you are willing to tie your money up for a slightly longer term. Harrods Bank pays 1.95% (1.56%) for 18 months. For two years the best rate is 2.25% (1.8%), again from Harrods Bank, which also pays a top 2.5% (2%) for three years.
On easy access accounts, National Counties Building Society is among the top deals with 1.41% (1.13%) on its Online Saver.
Easy-access cash Isas
On easy-access cash Isas, Post Office Premier Isa pays a top 1.5%, but the rate includes a bonus of 0.85 percentage points payable for the first 18 months you are in the account, after which it drops to 0.75%.
The best deal without a bonus is National Savings & Investments at 1.5%, but you cannot transfer your existing cash Isas into this account.
Barclays pays 1.49% on a minimum £30,000 and accepts transfers. The next best deal for both transfers and new money is Sainsbury's Bank at 1.45% on £500 or more.
On fixed-rate cash Isas, Virgin Money pays a top 1.7% for one year, while Post Office pays 1.95% for two years. Both accept transfers.
This article was written for our sister website Money Observer