Rates on easy-access cash Isas continue to edge up. Halifax has raised the rate on its Online Isa Saver rate to a tax-free 1.5%, up from 1.3% and its Isa Saver Variable rate to 1.45%, up from 1.25%. The increase only applies to new savers and includes a bonus for the first year.
The top easy-access rate is 1.6% from Cheshire and Derbyshire building societies' Easy Isa issue 5, but you cannot transfer existing cash Isas into these accounts.
The top deals for transfers include BM Savings at 1.55%, Virgin Money and Nationwide Instant Isa Saver along with the Halifax internet-based account, all at 1.5%.
Neither the Virgin nor the Nationwide rate is boosted by an initial bonus. National Savings & Investments Direct Isa also pays 1.5% but does not accept transfers.
On fixed-rate cash Isas, the top rate comes from Virgin Money at 1.76% for one year or 2.1% for two years.
On taxable accounts you can earn 1.35% before tax (1.08% after) with Tesco Internet Saver but the rate is boosted by a 0.6 (0.48) percentage point bonus for a year. Both Virgin Money and Sainsbury's Bank pay 1.3% (1.04%) with no bonus.
On fixed rate deals FirstSave pays 1.88% (1.5%) for one year or 2.3% (1.84%) for two years.
This article was written for our sister website Money Observer