Some 87% of Moneywise readers say they will be taking out travel insurance for this summer's holiday.
Sensible, the vast majority of them (67%) said they never travel without it.
The other 20% of travel insurance buyers said that they always shop around for the best deal so they can have peace of mind while also knowing they spent as little as possible on it.
However, price should never be your sole consideration when taking out a policy. As a general rule, you should make sure the cover you arrange includes at least £2 million for medical expenses, £1 million for personal liability, £3,000 for cancellation, £1,500 for baggage and £250 for cash.
Cheaper deals lacking in any of these areas could leave you short if anything goes wrong.
Of the remaining 13% of readers and users of Moneywise.co.uk who said they wouldn't be insuring their trip, 5% though it unnecessary and expensive.
The other 8% said they'd be relying on the European Health Card (EHIC) instead. However, while this will pay for medical treatment in EU countries, plus Iceland, Liechtenstein and Norway, it only includes treatment enjoyed free by locals.
It won't cover the cost of repatriation and should not be an alternative to travel insurance.