Lloyds and Santander reveal tax year end cash Isa rates

10 March 2014

Lloyds and Santander have revealed their cash Isas in the run up to the end of the tax year.

Lloyds Cash Isa Saver pays 1.25% tax-free on balances of £1 or more to new savers, rising to 1.5% on £20,000 more. The rates include a bonus for the first 12 months after which the rate drops to 0.5%. Santander is paying 2.3% fixed for two years.

The top easy-access Isa deal comes from Britannia at 1.75% but you are limited to two withdrawals a year. Both National Counties Building Society and Metro Bank pay 1.65% while you can earn 1.6% with Nationwide on this year's cash Isa allowance.

The top fixed-rate cash Isa accounts come from Britannia at 1.85% for one year, or 2.05% for two years. Leeds Building Society, along with Santander, pays 2% for two years. At Coventry you will earn 2.75% fixed until 30 May 2017.

On taxable accounts, the best internet-based easy access account comes from National Counties Building Society at 1.36% before tax (1.08% after tax). On branch-based accounts you can earn 1.5% (1.2%) with Britannia although you are limited to four withdrawals a year.

The top easy access rate with no withdrawal restrictions comes from Virgin Money, Leeds Building Society and Newcastle Building Society all at 1.25% (1%).

On taxable fixed-rate deals, internet-based Firstsave pays 1.9% (1.52%) for one year, 2.35% (1.88%) for two years and 2.6% (2.08%) for three years.

Find the best cash Isa or savings account for you

This article was written for our sister website Money Observer

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