After a week of banks and building societies closing their top-rate fixed rate bonds, FirstSave has provided a glimmer of hope. It has launched a one-year fixed rate deal at 1.9% before tax (1.52% after tax).
Other top deals include National Counties Building Society at 1.76% (1.41%) and Leeds BS, Investec Bank and Kent Reliance all at 1.75% (1.4%).
On two-year deals the new FirstSave deal pays 2.35% (1.88%) while you earn 2.21% (1.77%) with National Counties at 1.77 % (2.1%) or 2.1% (1.68%) with State Bank of India and Investec Bank.
On fixed-rate cash Isas, where interest is tax-free, the best one-year deals come from Britannia at 1.85% and Kent Reliance at 1.8%.
The top two-year fixed-rate rate is 2.1% with National Counties while Britannia, part of the Co-op Bank, pays 2.05% and Leeds Building Society 2.05%.
Coventry Building Society pays 2.75% fixed until 31 May, 2017 but you can only put in this year's cash Isa allowance of £5,760 into the account. It does not accept transfers from other providers.
On taxable easy-access accounts the top rate of 1.5% (1.2%) from Britannia's Select Saver 4, but you are limited to four withdrawals a year, available through branches or the post. The top internet-based deal is 1.36% (1.09%) with National Counties with no withdrawal restrictions.
On easy-access cash Isas you can earn 1.75% with Britannia Select Isa 2 - with a limit of two withdrawals a year or 1.65% from National Counties and Metro Bank.
This article was written for our sister website Money Observer