One in four people who are planning to retire in 2014 don't feel ready to give up work, according to new survey.
Attitudes to retirement are changing and 54% of those surveyed in the research by Prudential will consider working past the State Pension Age, with the idea of making their eventual retirement more financially secure. A further 13% are delaying their retirement because they want to continue work.
However, the idea of working full-time does not appeal to all potential retirees, with 31% saying they would consider part-time work.
In general, those approaching retirement seem to have a more positive attitude towards the future. The main reason why 57% of this year's retirees would consider working past retirement age is to help them keep mentally and physically fit.
More than a third would continue work to boost their savings, while 40% just enjoy working and 39% are just not ready to retire at the moment.
Leisure time is an appointment consideration for those planning to retire this year - 53% intend to do more exercise, 37% will socialise more and 36% would like to take up voluntary or charity work. Around 29% of those approaching retirement are really looking forward to it.
Stan Russell, a retirement income expert at Prudential, said: "For many people retirement is now a gradual process rather than a watershed where you simply stop working one day and become retired the next, and that is reflected in the change in attitudes shown by our research.
"However, there is no one size fits all solution to retirement and many people will be looking forward to leaving work as soon as they can.
"Working past traditional retirement ages is not solely driven by financial pressures and the research shows growing numbers of people wanting to carry on working because they enjoy it and because it keeps them stimulated mentally and physically. Increased life expectancy and improvements in general health are changing how we think about retirement."