Remortgaging activity in 2013 is at six-year high, according to Connells Survey & Valuation.
In the 10 months to October, the surveyor said it had completed 9% more remortgage valuations since 2007, when it sets its last annual record.
On Tuesday, the Council of Mortgage Lenders reported that home-owner house purchase lending in the third quarter of 2013 was also at six-year high - although its remortgaging data showing the number of loans so far in 2013 remains broadly flat compared to 2012 and just a third of what they were in 2007.
However, Connells Survey & Valuation said that October saw the number of remortgaging valuations up 55% since October 2012, making remortgaging the fastest growing section of the valuations market on an annual basis - despite a 26% monthly fall from September, which was the seasonal peak.
The surveyor also said buy-to-let activity was up 42% annually in October, despite the seasonal fall from September of 25%.
Find the best mortgage for you
John Bagshaw, Corporate Services Director of Connells Survey & Valuation, comments: "Even since a year ago, remortgaging interest rates have fallen, and the choice of deals on the market has dramatically improved.
"While economic growth will eventually feed into wages, there may be a long wait until this happens. So - for the time being at least - lower mortgage payments will continue to provide a vital buffer for many households."
David Hollingworth, spokesperson for London & Country Mortgages, told Moneywise those needing to remortgage are winners of the 2013 property market.
"Remortgages are up, rates are better and homeowners are saving money by switching to better deals," he said.