Confidence in the housing market has hit a four-year high, with nine out of ten UK homeowners thinking house prices will rise in the next six months.
According to property website Zoopla, homeowners predict a 5.7% rise in house prices nationwide in the next six months, rising to an 8.3% increase expected in London.
Confidence in the housing market is growing – when asked in July this year about house prices, four in five homeowners thought prices would rise.
The government's Help to Buy mortgage guarantee scheme, introduced earlier this month, has boosted confidence, along with the growing number of properties sold in each region.
Confidence in mortgage availability has also reached a four-year high, with four in ten believing it is easier to get a mortgage in the last three months that this time last year (when only one in ten felt it was easy to get a home loan).
Lawrence Hall of Zoopla said: "Confidence is the bedrock for healthy property transactions but it can't in isolation.
"Fortunately, mortgage lending is on the rise, first-time buyers are returning to the market, and the second phase of the Help to Buy scheme should help boost confidence further across the country and not just in London."
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"Unsurprisingly, confidence in the South of the UK is higher than the North. However, confidence in the North is increasing."