National Savings & Investments has announced it will cut rates of three of its easy-access accounts from September.
Its Direct ISA will fall from a tax-free 2.25% to 1.75%. Direct Saver rate goes down to 1.1% before tax (0.88% after tax) while the Income Bonds rates falls to 1.25% (1%)
On fixed rate deals, Coventry Building Society has launched a top paying two-year fixed rate bond where savers support research into cancer.
The Race for Life bond pays 2.1% before tax (1.68% after tax) on a minimum £1 fixed until April 30th 2015. The society will donate an extra 0.1% before tax of all balances in the account to the world's leading cancer charity Cancer Research UK. There is a monthly income option at 2.08% (1.66%)
Other top two-year fixed rate deals include ICICI bank pays 2.3% (1.84%) and Nationwide at 2.1% (1.68%).
Top one-year deals come from ICICI Bank at 1.95% (1.56%), the Post Office, where the deposit taker is the Bank of Ireland, at 1.9% (1.52%) while Metro Bank pays 1.85% (1.48%).
Find the best Cash ISA or savings account for you
If you are happy to tie your money up for three years with ICICI Bank pays 2.55% (2.04%). Saga, where the deposit taker is Halifax, pays the same rate but you need a minimum £50,000 in the account.
Top easy-access accounts include Coventry Online Saver Issue 5 at 1.60% (1.28%) and Derbyshire NetSaver 11 at 1.7% (1.36%), including a 1.2 (0.96) percentage point bonus payable until 30th June 2014.
On tax-free cash ISAs you can earn 2.3% with Cheshire Building Society's ISA Saver Issue 3 easy access account. The rate is boosted by a 1.8 percentage point bonus payable until 31st October next year.
On fixed-rate cash ISAs top deals include Tesco Bank at 2.05% for one year and, Nationwide and Halifax at 2.1% for two years. Coventry pays 2.55% fixed until 31st May 2016 but you need to put the whole of this year's cash ISA allowance of £5,760 into the account and you can't transfer your existing cash ISAs into the account. The best three year deal for transfers comes from Virgin Money at 2.4%.
This article was written for our sister website Money Observer