One in four Brits holiday without cover

13 June 2013

Millions of Brits will be going on holiday this summer without travel insurance, according to ABTA.

Research by the travel association shows 24% of Brits travel without insurance.  Younger travellers are the worst offenders, with 48% of 15-24 year olds holidaying without cover.

Of those that have forgone cover, 31% said it was because it's too expensive.

This reluctance is despite one in four of us having had to visit a doctor or hospital whilst abroad, the report claimed.

Mark Tanzer, ABTA chief executive said: "With the peak holiday season coming up and British tourists heading abroad, we urge holidaymakers to think about travel insurance and to pack their policy.

"Unfortunately, accidents can and do happen and sometimes these accidents can lead to costly medical bills. It is just not worth taking the risk, when an average annual travel insurance policy costs less than £25."

Almost half of people in the UK think it would cost £5,000 or less to treat a broken leg in USA, when the figure is actually eight times that, costing nearly £40,000, according to the travel association.

ABTA also found 16% of Brits think travel insurance is unnecessary, incorrectly believing the UK government will pay for their treatment if they are injured abroad. Similarly another 17% feel that they don't need insurance in Europe if they have a European Health Insurance Card (EHIC).

However this is not the case. EHIC cards only cover you for basic state medical care. This may not be equivalent to what would be provided under the NHS and would certainly not cover the cost of repatriation back to the UK.

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